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davidascott

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About davidascott

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  1. Dear Brigadier, I wondered if you'd had a chance to review the documents that I sent over to you? Look forward to hearing from you. Best regards, David
  2. Dear DS100UK, Just a quick note to see if you've had a chance to look at the documents that I posted. Cabot have starting ringing like mad again. I would be keen to hear your thoughts on the things posted. Thanks very much, David
  3. Dear DS100UK, Just a quick note to see if you've had a chance to look at the documents that I posted. Cabot have starting ringing like mad again. I would be keen to hear your thoughts on the things posted. Thanks very much, David
  4. Hi DX100, Please see s158/s159 request addressed to Barclays. I am now waiting for a response from both Barclays (see earlier post this evening) and Cabot. If Cabot just sweep aside my request and start escalating to the debt collection agencies etc and getting heavy handed, before the response from Barclays (the SAR) what do I do, and how do I defend myself? Thanks, David Best regards, David Cabot Finance s158 and s159 - 14.11.11 - Consumer Credit.pdf
  5. Sorry, this time attached. Subject Access Request - 14.11.11 Consumer Forum Version.pdf
  6. Subject Access Request - 14.11.11 Consumer Forum Version.pdf Dear Brigadier, Please see attached by SAR address to Barclays. Best regards, David
  7. Dear Brigadier, I have just scanned in all documents. In particular please reference the handwritten fax sent by the local Barclays manager requesting the debt is written off. Best regards, David
  8. Thanks. At least you had a result. Is there anything you learned along the way that might help me deal with these people? Is there any specific legislation that I can quote regarding the re-registering of a default? Best regards, David
  9. Sorry DX100, Just realised that I was responding to the wrong post, so I don't think you've had notification that I've scanned all my documents for you to review. Thanks for your support. David
  10. Just to let you know that all documents are now scanned and on the post. Thanks, David
  11. 4th November 2011 - Cabot request that I call them I then send a letter stating that they provide me with details/statement of the debt re s158/s159 of the CCA 7th November 2011 - Cabot send back £1 postal order and make further demands for debt to be paid At this point I make contact with The Consumer Action Group This is the chronology to date. Many thanks for your support. Best regards, David 11.11.04 Cabot Finance.pdf 11.11.07 Cabot Finance.pdf
  12. 24th October 2011 - Cabot restate their demands for the debt to be paid 28th October 2011 - 3 page highlight showing that Cabot have now lodged a default (I only discovered in October that they had lodged it in May 2011) 29th October 2011 - Barclays Debt Recovery Services confirming my debt is satisfied (presumably because they have sold it to Cabot? OR do I not owe any money to Cabot or Barclays - don't know what this means) One more post to follow 11.10.28 ID Aware Page 3.pdf 11.10.28 ID Aware Page 2.pdf 11.10.29 CDCS.pdf 11.10.28 ID Aware Page 1.pdf 11.10.24 Cabot Finance.pdf
  13. Please note that the files above in the last post have been replicated for some reason?
  14. July & August - Cabot start calling from out of the blue - record of calls 19th August 2011 - Cabot advise that debt has been procured from Barclays following a complaint by me to the CSA stating that they had unlawfully contacted me (Privacy & Electronic Regulations 2003 Act - there was no basis for the contact and I was registered with the TPS) 25th August 2011 - Letter from Cabot to the FSA following my complaint regarding Cabot's breach of my privacy 31st August 2011 - Letter from Financial Ombudsman acknowledging my complaint 11th October 2011 - Letter from the CSA stating that there is not a case to answerJuly & August 2011 -Cabot Finance Call Log.pdf 11.08.25 Cabot Finance.pdf 11.08.31 Fin Ombudsman Service.pdf 11.10.11 CSA.pdf 11.08.19 Cabot Finance.pdf
  15. Next letter lodging my dispute with Barclays followed by hand-written fax sent by my local Barclays manager to the Barclays debt recovery unit requesting that they remove the debt. Interestingly he has misquoted the account number (which may be my mortgage number) but it is important to note that I have only ever had one default lodged in relation to Barclays. 09.11.23 Barclays.pdf 09.11.25 Barclays.pdf
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