I have done and some of them are shocking!! how can they get away with what they do? nothing better than a back street loan shark!!

lol at least that made me smile!!!! Ok i will remain calm and send this letter. I take it it goes to Swift??

Do i stand any hope of ever being clear of Swift?

Thank you!! I will get that done asap. Really appreciate your help. vicky.

i contacted them recently to ask for a copy of the original agreement as could not find it which i recieved yesturday. i have only ever recieved one statement in 2009 when requested a settlement figure which is the only way of finding out how much i have paid etc. i have paid off any missing payments and in fact they contacted me to put dd down as said i was paying to much!!!! i have never recieved anything to tell me about charges or how i have accumilated £2,842 worth!!! they are charging me £11,000 interest on this alone!!

hi, i dont know if anyone can help!! All the info on the blogs dont seem to go into my scrambled and depressed mind. I took out a loan in 2001 with swift for 31,000 which is secured on my mothers home, in her name but which is mine and i pay each month!! i have missed a few payments at the beggining but as far as i am aware i owe them nothing and should be ahead in payments. i recently asked for a settlement figure which goes up constantly as it appears they are charging interest on the charges seperately!! they are now telling me to complete this loan in 15 years time as planned i need to increase my payments to £519 per month making me pay back a further 90,825 on top of the 45,000+ i have already paid!! if i dont do this the loan will continue indefinately. i do not understand this?? If i continue at this rate i will pay £136,000 on a £31,000 loan!!!!! I have an appointment to see a solicitor but will cost more money and i dont know if there is any point?? please can you help?? if not do you have any suggestions as to who i can ask for help?? thank you in anticipation Vicky (vickyz7)