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andrewfarmer

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About andrewfarmer

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  1. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Please is there any one out there who can help me or show me where to look thanks Andy
  3. I have just found out that the OFT information sheet which was sent out with the defualt notice was in fact out of date i understand that a up to date sheet must be sent out with each notice am i also able to use this as a defence to obtain an set a side Thanks Andy
  4. Hi Please would like your thoughts and help if OK please Today we had a CCJ placed on my wife which was a suspended goods order with the 28 day rule. We had only a 5 minute hearing but we wanted to explain that the default notice we believe was not in the proper form as it was including charges etc also the wording said that she was in rental arrears of 1,084.46 as of the 13/01/10.. This figure was including charges. am i right in saying because of this the action should not have taken place??? Also the date of termination we had paid 250.00 for the month but the witness sta
  5. It was for a loan , we have got a copy of the agreement yes do we send the second letter to Ge money ? what are we looking for on the agreement we did not remember the ppi being explained to or being told about any other company being able cover us ? thanks for help
  6. hi please can you help We have jst found out we have had a PPi worth over 3,000 which was sold in 2000 which we did not know about . 1st letter sent off to GE money and a response recived saying we had to go back to the broker who arranged the loan etc . This Broker is no longer trading and stoped in 2005. THE YEAR the ppi run out. They where not a member of the insurance council at the time i understand. I understand that because we are in the 6 year gap when the ppi finished we could still claim but it may be reduced. Can we claim agasint Ge Money as the under writers a
  7. Hi like your advice please if ok, I am in the process of taking Lloyds to court over 1k, I made a mistake with the claim form due to major family problems the week I entered the form. Any way the court lost the questionnaire, (placed it with a second claim I was doing at the same time) and the judge throw this claim out saying I did not send it in time. I wrote a letter saying the mistake was the courts and it was reinstated took a few weeks as Basingstoke court are so slow! I entered the admentment due to the mistakes I had made (MY FIRST CLAIM WENT THROUGH FINE WITH THE SAME ADMENTMEN
  8. Hi what was your probleam with them ? they have been charging me over 100.00 in just 4 weeks and also 10.00 for each phone call they make who did u send your letters to ? which letters and order did you write them? good luck and thank you for your help
  9. I to got my defence today i do not think there is to much to worry about !! just read up on this site and take as much in as you can and DO NOT WORRY it is our money
  10. THE ACT: THEREFORE IT MUST BE SUPPLIED IN RESPONSE TO A SUBJECT ACCESS REQUEST. HOWEVER , THE ACT SIMPLY STATES THAT THE PERSONAL DATA MUST BE SUPPLIED IN AN `INTELLIGIBLE` FORM. THIS MEANS THAT THE INFORMATION YOU HAVE REQUESTED MUST BE PROVIDED IF IT IS HELD, BUT NOT NECESSARILY IN ITS ORIGINAL FORMAT I.E AS IN BANK STATEMENTS. Dose this above mean that when a bank \barclay card says unable to send out transactions due to the way they are held ie: before July 2004 is no longer acceptable??
  11. Have been toold Barclays are to defend over a week ago still no letters from them or the court.
  12. hey guys i sent a letter of complaint to the ico i got this response ( Below) can you please tell me what you want to do with it . I recived a letter from Barclaycard yesterday which i think you also had which says statements that are prior to the date are not held on computer system or a structured relevant filing system anD therefore, they do not fall under the DPA . Well i think this letter blows this out of the water ICO LETTER ON RECEIPT OF A REQUEST FOR ASSESSMENT, WE ARE UNDER A DUTY , IN MOST INSTANCES, TO ASSESS WHETHER IT IS LIKELY OR UNLIKELY THAT THE PR
  13. I have today issued a complaint to the IC about Barclays handling of a request under the data act Will keep you up 2 date
  14. sent a letter to barclays regarding Manual intervention i asked for: I am asking for anything that might show when an employee actually checked our account, allowed/disallowed a transaction, applied a charge, and sent a letter. I would like the date and time of such intervention, the first name or initials of the staff in question for each of those interventions. Should you not be in a position to provide such information, it will be taken that the said intervention never happened. If you do not show details of manual intervention but suggest that there has been some, then I have the
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