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About richardsharkey

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  1. Hi, I am currently coming to an end of a 9 month timely paid loan. It is currently not appearing on either of the aforementioned credit reference agencies reports. I defaulted on a credit account around 3 years ago (mitigating circumstances) and have been slowly trying to rebuild my credit rating back up. Obviously, the fact that the account does not appear on either of these agencies reports will mean their scoring system will not take into account a flawlessly paid account...which is not helping my cause. Is there a reason it would not be registered with either of these agencies? (
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