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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Nibiru

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  1. Nibiru
    Ok I've got a second letter from the DCA, "If you don't pay by xx/12/14 we will pass the file to the creditors solicitor who will commence court action against you. You will be charged solicitors fees and court fees, £75 on top of the parking charge" (which is 120 right now) Can anyone help me please, I cannot afford to pay these bastards 120 quid just for parking in a car park. I was waiting for the "final notice" but these guys went straight to the debt collectors, what can I do, ask for the popla code? or is that too late, how do I get them off my back?
  2. Nibiru
    So is it too late to get the popla code once they've got these debt collectors after you?
  3. Nibiru
    I was also told in post 12 that they have to send a final reminder, which I was never given...
  4. Nibiru
    The date of the parking charge notice which I received through the post was the 04/09/14 as I posted in the first post. The alleged contravention occured the preceding wednesday. I was never sent a 'final reminder' It went; Parking charge notice through the post ----> Reminder through the post -----> and now I've had my first letter from a debt recovery company today demanding a ridiculous £120. Is the fact that they haven't sent a final reminder before sending this to the debt recovery guys grounds enough to shut them down? Should I now contact them for a popla code? Thanks, this is doing my head right in, I was waiting for that final notice before I applied for the popla, but it never came :/
  5. Nibiru
    Thanks, But as I said, it's been just over 2 weeks since they sent me that notice to keeper, at which point they (presumably) have already passed it on to debt recovery agents. So is it not too late to send them an appeal asking for popla code?
  6. Nibiru
    Bit more detail: Dated just over 2 weeks ago; "Dear Mr (my name) The parking charge notice issued and detailed above remains outstanding, Smart Parking LTD have the right to seek payment of the parking charge for unauthorised parking of the vehicle on the land on the relevant date as owner of the land, on the basis of a contractual right to occupy or to have possession of the land, or acting as agent of the landowner. Smart Parking LTD are able to request registered keeper details from the DVLA, under the reasonable criteria of recovery of private parking charges. DVLA have confirmed that you are the registered keeper of the vehicle. Payment methods are detailed on the right and overleaf. Failure to make payment within 14 days will result in you incurring an additional administration fee of £10. The total amount outstanding will then be passed onto a debt recovery agent for collection. This may result in a summons or writ being raised for recovery of the outstanding parking charge notice and any further costs incurred. To stop this possibility you should contact us before xx/10/2014. (NOTE from OP, date has passed) If you were not the driver of the vehicle and wish to provide the driver details, lodge a dispute, appeal or query this must be made online or in writing. Please follow the instructions overleaf. Adjudications will not be given over the telephone."
  7. Nibiru
    Had a new letter now, they've raised the charge to £70 and if I don't pay that in 14 days then it gets passed on to a debt recovery agent? Trouble is, it's already been more than 14 days since the date on this letter, must've received it late. To people asking if it was a notice to keeper, the first letter I got was just a "parking charge notice", it had picked up the cars plates The letter that I have now dated just over 2 weeks ago is a "Notice to Owner" What should I do? Is it too late to appeal using that popla thing? And why are the dates important? (I'm just a bit wary of shills on here, I bet they lurk...)
  8. Nibiru
    Received a parking charge notice through the post on 04/09/14 from 'smart parking' For parking in an Asda car park overnight. (slept in car) The charge was £40 within 14 days, or £70. If not settled within 28 days, an admin charge of £10 will be applied (so it says) "failure to respond to this notice may lead to civil legal action being taken to recover the parking charge notice charge (sic) together with any judicial expenses that may be incurred" It's been more than 28 days, and I've done nothing. I haven't received any more correspondence from them either. What would the best course of action be at this point?
  9. Nibiru
    It's ridiculous that we have to play their little games though, in order to NOT have to pay money over to some greedy corporations, for no reason at all. For example, I've been on here researching this for a good few hours now, a few hours that I could have spent doing much more productive things; all because of some mandatory bs way of capitalising on motorists. At least the *ignore* way wasn't at all time consuming. :/
  10. Nibiru
    Is there anyone who has *actually* been taken to court and had to pay the actual amount demanded however? As far as I was aware in the past, if it was ever taken to court, they would only be able to claim for loss (the price of parking, which in this case there was none, and it was overnight) So if I were to ignore, what would happen? It certainly seems like a much easier option.
  11. Nibiru
    Including the sticky in this subforum.
  12. Nibiru
    I have googled/read threads on the subject, and all I have been able to find out is that "ignoring is no longer the best option" Without any explanation as to why this will no longer work, or what specific changes in the law have happened, or more importantly, what WILL happen if the ignore option is taken.
  13. Nibiru
    After receiving Parking "fines" from private parking companies in the past (2011) I had frequently visited this site among others, where the advice was a resounding "IGNORE" I took said advice, and after around 5 letters from each, I heard nothing more from these PPCs, the "IGNORE" option certainly worked. Since then I'd been much more careful about parking, and as such haven't received any 'fines', Until now. I have just received a letter through the post from a company called smart parking demanding £40 for parking overnight (clearly not causing any loss to the company) in a parking space. I was going to completely ignore this letter as done in the past, but upon visiting here again it seems advice has changed to "Don't ignore" Can anyone explain why I can't just ignore this as usual? Surely the law hasn't changed to allow private companies to issue fines now?
  14. Nibiru
    Is that all or does it need to be re-insured or MOT'd again? And will this affect my insurance cost?
  15. Nibiru
    A while back I was involved in a small collision, the other driver was at fault, so I dealt with their insurance company. The damage was very small, front wing/bumper damage, but because the car is fairly old they refused to pay for repairs, it was written off and instead sent me a check for the value of the car minus scrap value, and I got the car back and repaired it myself with the money. Only recently, after using mytextcheck on my own number plate, I have discovered it was written off as a "CAT C" and apparently needs a VIC. These are details that the other parties insurance company neglected to mention to me. Does this affect my insurance? Do I NEED to get this VIC done by law or can I just leave it until I sell it, or leave it altogether. I don't see how it's fair that I should have to pay out more money to get some stupid checks done, when the garage it was assessed by already told me the damage did not affect the car, it was merely aesthetic. I've already had to pay for repairs, etc. Any help appreciated.

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