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m.m.eflt

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About m.m.eflt

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  1. HI, Thank you . i started working for this company in December 2015 when i did the SUD course for them, i am permanent full time staff. I do have a contract which says ..your salary will be reviewed annually and may be increased from time to time at the company'e discretion without affecting the other terms of your employment. there is no obligation to award an increase. there is no union here. the hole conversation was done by email, so i have proof of what he is saying,
  2. HI, i started working for a company i was hired as a Instructor Examiner to deliver Reach and Counter balance fork lift truck. at the interview i was told about the SUD (Safe Urban Driving) course and asked if i would be interested in learning the skill so as to deliver the course for the company. i was also told that there would be a wage rise for each new course that i could teach. up to a maximum of £25.000.00 P/Y. 8 months down the line i was asked by the office staff i could run a Scissor lift course i said yes. and told her that my certificate was o
  3. i have just sent my info to.. enquiries@oft.gsi.gov.uk. hope they can use the info.
  4. thank you. i will send my info to them. now that they have changed the locks on my home and plan to sell it at Auction. i am thinking of going for Bankrupsy so they can't then come after me for the shortfall which they will have when house is sold.. i was told that i would have a kleen cred file after 5 years. has any one got info on this please.
  5. hi i did have leagal help from shelta and cab. that was on the 19th Jan 2012. i didnt think to ask if there is a duty solicitor. i will go early and ask. my mortgage is regulated by the Financial Services Authority. im in Crewe,Cheshire, i have been in and out of court fo some time now i try anything to win. the courts might be sick of my name lol.
  6. Hi. the last battle for my home is tomorrow 10am at a County court again lol. as you know i lost in the same court on the 19th of jan 2012. the Judge let them have there Eviction warrent for the 1st Feb 2012. with posting on here whats hapening with my fight to save my home from, Acenden/ souther pacific. i have now got the last fight as you have seen im fighting to the last second if possible, i am not a person who knows corperate law even some of the common law, But thanks to sites like this one, ive been able to have my own private war with Acenden/southern pacific. tomorrow im using offic
  7. thank you caro. any help will do. as i am not afraid to ask for help. and if i can i will always offer my help.
  8. Yes i can see how they want things in this country. only the rich own homes like you said. but this cannot carry on we the people should stop this from happening. how is that 7 billion people can be ruled and stopmed on by less than a thousand people. when you put all thease top top people who rule the world. all together there is less than a thousand of them. and yet they have such power on this land. why is our guvment allowing this happen so often. acenden/southern pacific have over 30.000.00 holmes in this country that they are trying to repo. and the guv say nothing. i think we should hav
  9. basically that i have no income and that there is a shortfall each month. of aprox £140. i am only on £220 a month JSA. i did ask Acenden if they would extend my mortgage so as to lower the monthly amount they said no. I am a quolified RTITB Instructor/Examiner i teach forklift trucks, overhead crane ect, but i dont have my Accreditation with RTITB which would improve my job prospects by 60%. this would cost £700. i asked Acend if they would advance me this amount of my mortgage to help me get the accreditation they said no.
  10. Acenden sent me a letter in 2010 saying that they now own my mortgage. as they are part of southern pacific. all the court papers have Acenden/southern pacific on them. Acenden is not mentioned on any of my sigend mortgage papers. its all southern pacific i think the name Acenden is a Con of some kind. my stumbleing block is that i am out of work. and the DWP are only paying £260 and my mortgage is £420. the fact that i am claiming my PPI from them which they are fighting. is not enough to stop the warrent on the 1st feb 2012. its mad how the guv will pay up to £450 a month on rent for me. an
  11. Hi just to let you know i lost the fight in county court on the 19th Jan 2012 with the Acenden. They now take controll of my home on 01 Feb 2012. so as of that day i will be home less. i have signed up with the local council houseing they say they will pay up to £450.00 a month on rent for me if i go private rent. so i sat there amaized and said to the assistant, if you will pay £450.00 rent for me then why can't you pay £420.00 on my mortgage which is Interest only so as to keep me in my own home. untill i find some work.she said sorry its just how it is. So im chaseing this up at the mome
  12. Hi just to let you know i lost the fight in county court on the 19th Jan 2012 with the Acenden. They now take controll of my home on 01 Feb 2012. so as of that day i will be home less. i have signed up with the local council houseing they say they will pay up to £450.00 a month on rent for me if i go private rent. so i sat there amaized and said to the assistant, if you will pay £450.00 rent for me then why can't you pay £420.00 on my mortgage which is Interest only so as to keep me in my own home. untill i find some work.she said sorry its just how it is. So im chaseing this up at the mome
  13. Hi just to giv an up date, ive got someone to talk in court for me. they say i have a good case and should be able to stop the repo of my home on the 1st Feb 2012, Although the repo is based on me being in areas, claim is i was rppied of with my PPI when i 1st got this mortg, and so Acenden/Southern pacific should pay this back which would clear my areas and put some change in my pocket,i have paper work to show this so now the battle is set for this thurs, i have contacted the Ombudsman with all my info im hopeing for a reply b4 the date which would help,
  14. hi im sorry your in the same crap as me hun but we are not alone. there is over 30.000 peeps in with us and its getting worse. i got a list off my charges from them it cost me nothing. i used a template of hear and it helped me out. im edited if you mail me ill send you more info. but have a good look around this site and ask lots of questions.
  15. i have got a warrent from Acenden they gunna reaposses my home on the 1st Feb 2012. but i still have a couret case on the 19th Jan 2012 i am trying to fight them of but the force is strong and i am only one man. why is it they wont extend my mortgage to compensate for the shortfall i am left with on my payments from the Guv. they wont pay my PPI which would clear my arears and give me change. how can this be in this time line that corperations can do what they want and law seems to backs them up. baisically as i see it we dont stand a chance to clime the ladder.
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