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verizon

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  1. Thanks, Brig. Just checked the library for the letter "your acct in dispute letter". I will send it.
  2. S o far received first two letter from Freds in two weeks apart a) Do not Ignore letter b) Letter Before Action then Bryan Carter letter which I replied with the CCA request with the token then letter from Freds acknowledgement letter saying "placed account on hold" and the last one with the copy of CC Application. When you say account in dispute letter, you mean I should ask for the copy of the Credit Card Agreement. Is there a letter somewhere in the library to check. thanks.
  3. S o far received first two letter from Freds in two weeks apart a) Do not Ignore letter b) Letter Before Action then Bryan Carter letter which I replied with the CCA request with the token then letter from Freds acknowledgement letter saying "placed account on hold" and the last one with the copy of CC Application. When you say account in dispute letter, you mean I should ask for the copy of the Credit Card Agreement. Is there a letter somewhere in the library to check. thanks.
  4. Firstly, thanks for all the reply. @Brig- lets say this copy of credit card application document is acceptable as CCA. There is no mention of I&E sheet from Fredricks. I can not really deny the fact that the application has my hand writing and signature. It certainly is not a credit agreement in my view. As you put it may comply with the cesctt 77/78 CCA request. And BTW the credit card application was way back from nearly ten years ago and was approved then. I am not sure what to do now. What Happyhippy says that if it is pre 2007 CC they will need original credit agreement. if th
  5. Hi again I wrote to Bryan Carter with CCA request (templet which I used from CAG library) with the the pound token. I received a reply from Fredrickson Int. saying that they had referred the matter to their client, I assume Nationwide and they will revert to me as soon as FI are in receipt of instructions and they had placed the account on hold for the mean time. This was ten days ago. Today I have received a letter from Fredrick Int with the photo copy of the Credit Card Application which I originally filled out for the credit card with my signature at the end of the form. Is this con
  6. Thanks Brig. Yes, I will check for the CCA letter and send it on Monday recorded delivery.
  7. Hi all, I am new on this forum. I have been reading bits in the last few days on this site. Little background here. I have Nationwide Credit card debt and since 2009 I have managed to pay them what I could afford, with the help of CCCS. Last month I received a letter from Fredricksons international saying that NW passed the account to them for collection of the outstanding balance. NW did not inform me about this change and I kept on paying every month what I agreed with NW in 2009. FI sent me another letter end of last month, it says "Letter before action" and gave 7 days to pay the full
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