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About lindseyb

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  1. ok a quick update on whats been happening. defense that i filed was 1. I, xx of xx, make this statement as my defence to the claim brought by Capquest Investments Ltd. 2. The claimant’s particulars of claim are vague and fail to disclose any cause of action; they appear to be an abuse of the process in that they fail to deal with the basic rules of pleading in accordance with the CPR, even allowing for the constraints of the bulk issue system. 3. No documents supporting the claims in the particulars have been offered and despite a request to the claimant for f
  2. Ok I'm not very good at this it appears! Have posted another CCA request off to today by next day delivery but sent it dryden and I should have sent this to Capquest duh! Will send another one tomorrow. I have filed my defense today so thats all done phew again. I have also received a letter from Capquest saying that they have recieved my letter and are looking into it and as such my account is on hold for 28 days, I have also got a letter from dryden dated 2 days later saying the same thing!
  3. Sorry I thought the claimant was capital one? So I needed to send both requests to the solicitor, sorry I've never done this before and not really sure what to do. I will re-send the one I sent to capital one again to drydenfairfax solicitors too.
  4. ok have read and read this a number of times if the papers were issued on the 23rd Nov that is day one? Which means I have 33 days from then to file a defense is that correct?
  5. What do you mean by claimform is that the date that was on the documents originally sent to me by the court or is that the date from when I filled my response please I'm confused? I sent the CCA request to Capital one and the other one to drydenfairfax. As if it's the date on the court papers which were originally sent to me I need to file my defence by tomorrow
  6. I have received a letter back from capital one, after my CCA request saying as the address is different from the address on their records (I've moved since) and I didn't sign the letter I sent then they can't send me any details unless I contact them directly sending in a copy of my signature so they can check it against their records, nothing yet from Drydenfairfax solicitors. Is this a good thing? What kind of things such I be putting into my defence with the court and am I right in thinking my defence has to be filed by 6th Jan 33 days after I first responded to the cl
  7. AOS has been done on-line now and I have printed out the CCA request and the CPR 31:14 ready to post in the morning. Is that all I need to do for now? What do I put for my defence for disputing the claim? Thanks
  8. Sorry I'm a bit confused if I defend the claim do I just need to submit the acknowledgment form now and then submit my defence? Or do I need to put why I'm defending it? If what do I need to say pls? Can I do it all online rather than posting or do I need to post the forms back too? Thanks
  9. In order for us to help you we require the following information:- Name of the Claimant ? Capquest Investments ltd Date of issue – 23rd Nov 2016 What is the claim for – 1. The claim is for the sum of £1161.06 in respect of monies owing by the defendant on a credit agreement held by the defendant with Capital One under account number xxxxxxxx upon which the defendant failed to maintain payments. 2. A default notice was served upon the defendant and has not been complied with. 3. The balance owed was assigned from Capital One to the claimant, and the defendan
  10. Hi all, I have received a court claim form from Drydensfairfax solicitors for a old capital one c/c. The debt is very old but I was in an agreement paying £1.86 per month in 2011, I have on numerous times written to try and get a full and final settlement off them but nothing was accepted. The amount they're claiming seems more then I remember being outstanding but I'm not sure. I dont have much time as the papers went to an old address so most of my 14 days to reply are nearly up. Can someone help me with my options of what to do pls? I can't affor
  11. No I haven't got any ppi, and do you think they will turn it down if I offer the same amount as the equity left in the house which is only about £10,000?
  12. I currently have a secured loan on my house which there is about £37,000 outstanding. The loan had been taken out whilst I was still with my husband but since we are in the process of getting divorced he hasn't paid anything towards the loan for over a yr. I had been paying half the monthly repayments until I lost my job around xmas. I then got notification of court proceedings due to there being about £3000 arrears. I managed to borrow the £3k from a family member so stopped it going to court and agreed a reduced payment with them until the end of aug. The reduced payment has now fin
  13. Hi all! I hope someone can help please, I have been left in financial difficultyafter splitting from my violent ex-husband who is refusing to pay anythingtowards the large amount of joint debts we owe. I have been looking at ways to reduce my outgoings and have found out I canget council tax benefit so I am off 1st thing Monday morning to get this butwhen I was enquiring I had asked if this could be back dated to which I wastold yes but only in exceptional circumstances. When I asked what were thesecircumstances, I was told 'I didn't know I could get it' won’t do. I wondered if
  14. I'm really hoping what have a written above will be ok as I need to send it off to court to make sure I'm within the time scales and also a copy to abbey? Not sure if that's right if anyone could give me some feedback before I send it that would be fab guys thanks.
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