The date of the default is Nov 2006. Not sure on the PPI cant remember same for the charges, it wasn't a card i used on a regular basis so a little vague on the details sorry. I was unfortunate enough to obtain a CCJ many years ago that I cleared, I have checked my report to ensure that it has been removed and this is showing on there and i dont know what to do about it? Thanks D

Hi Never used a forum before but really dont know what else to do.... I have looked on my credit report and have a posting for a company called HFO services, after some googling and alot of confusion I have ended up here. How do i best deal with this company on how to pay off this debt, its for £533 and I think it was an old card i forgot about with Barclaycard. Any help would be appreciated. Thank you