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ewok74

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  1. Hi all, be gentle please this is my first post! Ages ago I took a payday loan from Wonga. Fell into the usual trap of pay bacl, re-loan, pay back extend etc. Anyway after lurking on these forums, I took the plunge defaulted and set up a repayment plan which Wonga, to be fair, were very reasonable about setting up. The last time Wonga took payment was in February 2011. When they took nothing in March, I assumed I was all paid up and thought nothing else of it. About 3 weeks ago I received a text saying that my loan was paid in full and inviting me to re-loan - as if! Then today, I have received an e-mail from Gothia saying the loan has been assigned to them and I owe around £1100. I have done some calculations and been through bank statements to figure out exactly what I owed/have repaid. The original loan was for £1048.11. I have repaid in total £1220.82. So I have repaid the debt in full and about half a month's interest on top. I am in a real quandary as to what to do. I have had no communication from Wonga whatsoever about any amount outstanding, no texts, no e-mails, no phone calls until the text last week. I really don't know what to do for the best? Can anyone give me some advice please. Thanks in advance for taking the time toread this post.
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