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About droopzjnr

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  1. I believe it to be a misrepresentation. If it said bounced cheque or returned direct debit I would accept this. But it does not. It claims I am '1 late payment' on my credit agreement. Also I do believe it to be unfair as how can one high street bank conduct their reporting differently to another?? It has happened with my other bank account provider, and nothing has appeared whatsoever.
  2. Hi All, First of all, I hope I am posting in the right forum/subject if not please let me know. I am in the process of reviewing my credit report as it is beginning to look like in the near future my girlfriend and I will be looking to apply for a mortgage and I have a few things on my credit report I'd like to clear up. On my credit report (with both experian and equifax) it shows my HSBC current account (recently closed) as having 2 late payment markers showing one 2 seperate occassions. After some digging I found out that these were actually not a 'late payment' but actually
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