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harley2131

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About harley2131

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  1. 1. Thank will do. 2. nothing in terms states secured on car. £15 per default notice. 3. I will do thank you Just worrying as waiting for further information. Just wanted to know my rights. I cannot afford £275 per month but cant let car go either.
  2. Firstly, thank you for replyin to my post. I really appreciate that. 1. The first quotes had interest rebates on reducing the figure, the final amount doesnt seem to have this on. 2. By Interest, I mean they have put a hold on the vehicle like a HPi so I cannot sell privately until finance cleared. It is definately not a HPi agreement. 3. Will I have to attend court or will I just need to fill forms in once received off court
  3. Hello I took out a Fixed Sum Loan Agreementin 2009 for a car with Arnold Clark, Fortis Lease Finance. I have fallen behinddue to unemployment but need my car for my children and if a job came up andhad to travel. My difficulties started in November 2011 and have been ongoinguntil recently were I have just started working again. Could you have a read ofevents and let me know what you would do?? Via email (allkept): 23/11/11 acceptedour offer of £275.61 plus £50 towards our arrears each month. Stated if unableto make payments, car can be surrendered to them and they will sell thro
  4. Hello I took out a Fixed Sum Loan Agreementin 2009 for a car with Arnold Clark, Fortis Lease Finance. I have fallen behinddue to unemployment but need my car for my children and if a job came up andhad to travel. My difficulties started in November 2011 and have been ongoinguntil recently were I have just started working again. Could you have a read ofevents and let me know what you would do?? Via email (allkept): 23/11/11 acceptedour offer of £275.61 plus £50 towards our arrears each month. Stated if unableto make payments, car can be surrendered to them and they will sell thro
  5. Hello I took out a Fixed Sum Loan Agreementin 2009 for a car with Arnold Clark, Fortis Lease Finance. I have fallen behinddue to unemployment but need my car for my children and if a job came up andhad to travel. My difficulties started in November 2011 and have been ongoinguntil recently were I have just started working again. Could you have a read ofevents and let me know what you would do?? Via email (allkept): 23/11/11 acceptedour offer of £275.61 plus £50 towards our arrears each month. Stated if unableto make payments, car can be surrendered to them and they will sell thro
  6. Hello I took out a Fixed Sum Loan Agreementin 2009 for a car with Arnold Clark, Fortis Lease Finance. I have fallen behinddue to unemployment but need my car for my children and if a job came up andhad to travel. My difficulties started in November 2011 and have been ongoinguntil recently were I have just started working again. Could you have a read ofevents and let me know what you would do?? Via email (allkept): 23/11/11 acceptedour offer of £275.61 plus £50 towards our arrears each month. Stated if unableto make payments, car can be surrendered to them and they will sell thro
  7. I have received a letter now informing me that agreement is terminated and they are taking us to court.....what are my options here>
  8. I have received a letter terminating the agreement and allowing me to pay full balance within 7 days. Obviously, I cannot do this therefore this will go to court. What are my options here?
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