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ianc

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About ianc

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  1. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Quick note to those accepting an out of court settlement. When you return the form to DLA accepting payment MAKE SURE YOU ADD A COVERING SHEET SAYING THEY HAVE A CERTAIN AMOUNT OF TIME TO CREDIT YOUR BANK! I waited and waited, and eventually had to email DLA on a Tuesday to say if the money wasn't in my bank by 5pm on the Friday I would start another County Court proceeding for failure to pay. The cheque was put into my account by 5pm that day! So, make sure you put a deadline on how long they have to pay up, or you could be waiting a while!
  4. Bowkett - I did mine all online. I was about to send my Allocation Questionnaire back and they settled. lostinparadise - good luck with your claim! I'm sure you'll be successful, as we all seem to be in the end! And I will enjoy my money - some nice new toys for me I think! Oh, and a donation to this site for helping me out, of course!
  5. I must admit, I was a bit sceptical when I first heard about this, and then a bit scared when I had to start court proceedings, but it's well worth it in the end. 4 and a half months is a long time to stay focussed on this kind of thing, but the result will be favourable to you, so stick with it, and whatever you do, DON'T BACK DOWN!
  6. Letter received from DLA Piper Rudnick Gray Cary: Following your recent email regarding the settlement of the above claim I can confirm our client is prepared to accept your counter offer of £2273.23. This payment of £2273.23 represents full and final settlement of your claim, but of course without any admission of legal liability by Abbey National plc. Please confirm the agreement in writing by signing and returning the additional copy of this letter and we shall arrange for a cheque for this amount to be issued and paid into your Abbey account. I should be grateful if you woul
  7. OK, email sent to Paul Denham at DLA today: Dear Sir Thank you for your letter dated 25th July 2006, which I received on 26th July 2006. In response to you offer to settle for 50% of the claim amount, I am regretfully declining this invitation. To accept would undermine the basis of my claim. I would, however, like to make a counter offer which I hope you will find acceptable. My claim is for the refund of 77 individual charges which I believe were taken unlawfully, along with 8% interest on each charge. In your letter you state that you it cannot be correct that Abbey
  8. I was thinking of emailing them to say I will accept the full amount but drop the interest charges "as a gesture of goodwill"......
  9. OK, received a letter from Abbey's solicitors today basically offering me 50%, which totals £1233.40 "in full and final settlement of your claim, but of course without any admission of legal liability by Abbey National plc". My total claim is for £1938, plus £288.79 interest, plus £120 court fee. What does anyone suggest I do?! Should I accept, counter offer, or hold out for 100%?!?!
  10. Received following email from Abbeys sols: Dear Ian, I acknowledge receipt of your email. Many thanks for sending the required information which has now been placed on our files. We shall be filing our client's Defence at court in due course. Kind regards. Alison Alison Burton Trainee Solicitor DLA Piper Rudnick Gray Cary UK LLP Can anyone tell me if this is the norm? Do Abbey always file a defence?
  11. Received a letter from Abbey's sols asking for proof of my calculation of my claim. Emailed alison.burton@dlpiper.com with spreadsheet.
  12. Received the standard letter from Abbey yesterday to say the are not upholding my complaint and if f I take it to the Small Claims Court they might close my account. MoneyClaim website says my claim was issued on 29/06/06, so they have until 19th July to respond.
  13. My deadline passed today, so I have filed my claim for £1938 plus £288.79 interest. I guess now we get serious eh?!
  14. Received a letter from Abbey saying they're now investigating my complaint and will get back to me within 4 weeks - funny that, as I've not made a complaint, just asked for my money back. Anyway, they've only got til tomorrow and then I'm submitting a claim through the MoneyClaim website. Oh, and the letter was addressed to MRS rather than MR. I'm assuming it was me, as I'm pretty sure my mum doesn't bank with Abbey.....
  15. Cheers Rich44! Here we go - this letter goes tomorrow moring, recorded delivery... Dear Sir/Madam, LETTER BEFORE ACTION ACCOUNT NUMBER: blahblahblah Thank you for eventually complying with my DPA request and forwarding details of all transactions on my account. However, I am very disappointed that you have failed to respond to my letter of 23rd May 2006. I now understand that the regime of 'fees' which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent Consum
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