Hi I am having problems with this company mydirectloan I have a payday loan with them and can't pay and I have tried emailing and sending letters offering a repayment plan and receive no reply. T I have also tried to phone and the english of the people who answer isn't very good and they just keep saying no repayment plan can be set up and I have to pull the full amount. Plus they seemed to have added even more on to it. From their website I see they are a trading name of Lending Stream but when I get in contact with Lending Stream they say they know of no such company. Has anyone had any experience of mydirectloan