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Chrissie1980

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  1. How can it be if a new contract was never made and the last payment was made in April 2008 and nothing since? All I thought Nationwide had done passed it onto a dca..... The DMP was cancelled when the last payment was made
  2. As far as I am aware the agreement was never terminated, it was just adjusted under the same contract
  3. It did still state as being recorded till Feb 2015
  4. June its come up as a new entry as far as I can make out it only has one default entry and that is June this year
  5. I got a letter in March from AK at my old address as I was moving out sent it back as no longer at this address and haven't heard anything since and now today I checked my cra report and they have updated as defaulted
  6. Thank you renegadeimp, Brigadier and unclebulgaria I was getting really confused there...... What should I do to keep them off my back till April?
  7. I had the loan put over onto a DMP along with other debts in 2006, the account was opened in 2005 sorry not 2006, but I started a DMP in 2006 after getting into trouble...... If that makes a difference?
  8. default in Feb 2009 is according to my cra as I do not recall receiving an actual notice
  9. No nothing just this letter from AK saying the debt is now theirs and I owe x amount...... No correspondence from Nationwide themselves since 2008, the last amount was paid in April 2008 and they issued a default in Feb 2009
  10. I don't remember receiving a default notice and the loan was over 4 years so would have been up in 2010 I think..... Don't remember any of the terms as it was taken out in 2006
  11. Hi thanks for the information it was a loan
  12. SO it won't be next year? It will be 2015? Even though the debt has not been acknowledged since 2008?
  13. Hi thanks for your replies, I am in England and the default on my cra is Feb 2009 but the last payment on the account was April 2008
  14. Ok hi everyone been a while since I have been on here, so here's what has happened I got a letter back in April from Aktiv Kapital about a debt from Nationwide which I have not made a payment according to my credit report since April 2008..... The account is now 9 months from being statute barred.I have heard nothing from Nationwide since 2008 and now I have this letter from Aktiv Kapital saying the account had gone into default in 2009. As I was moving I sent the letter back saying no longer at this address and I have not had any further correspondence, I did put a redirection on our mail. I checked my credit file this morning and there plain as day is a default from Aktiv Kapital. What should I do? If I send them a CCA and they send me the argeement then the counter will go back to zero won't it? Please help I need some advice on what to do next. Tnx
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