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  1. Can somebody please advice me on re-financing an HP agreement. The original HP agreement that l had with Welcome Finance was a joint agreement with my husband. The original agreement was based on my earnings as my husband was on Income Support and in receipt of DLA. Two year's into the agreement my husband decided to re-finance the agreement without my knowledge. Can a HP agreement previously signed by two parties, be re-financed with just one of the parties signing any new agreement? I might be wrong, but surely if a joint HP agreement has been signed, the same two people would have to sign any re-financing of a new agreement. Any help would be greatly appreciated
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