To reply to Bank Fodders question, Yes it is an actual Court Summons which has as to be acknowledged informing of my intentions to either pay-up or defend.

Sincere apoligies for starting other threads on this subject....I got lost!!

Can someone please advise/assist me in writing a ‘defence’ to a recent county court summons for NOT paying an undertaker his full funeral service fee, for dropping the coffin of a close family member head first vertically into their grave. I have requested a reduction from him regarding the overall cost to take into account the traumatic incident that occurred while he was still in possession of the coffin. We believed his initial ‘good will gesture’ was derisory to say the least, and so he has now sent a county court letter, and I need help/advice constucting a written defence. How do I start? Regards.

Can someone please assist me in penning a ‘defence’ to a recent county court summons for not paying an undertaker his £1,500 fee, for dropping the coffin of a close family member head first vertically into their grave. I have requested a reduction from him regarding his overall bill to take into account the traumatic incident that occurred while he was still in possession of the coffin. We believed his initial ‘good will gesture’ of a couple of hundred pounds off, was derisory and so he has now sent a county court letter, and I need help/advice penning my defence. Regards

Can someone please tell me if Halifax personal loan PPI polocies cover for sudden death? or are they just to cover illness/disability? Jendoc

Thanks 'ScarletPimpernel' I appreciate your time in writing this template for me!......I shall forward this letter tommorrow. Kind Regards, Jendoc:)

Thanks for your advice it is much appreciated! I will endeavour to get some more advice with regards to this point. Regards, Jendoc

Yes....I understand your point and I am uncertain about that myself! I just assumed that as we were married her half of the property becomes mine on death as long as it is registered legally with the land registry which i am in the process of doing at a cost of £40 plus a copy of her death cirtificate.

Thank you very much for that advice......Your bottom paragraph has started to take a weight off my mind...It is much appreciated. Kind Regards, Jendoc

I still have not got around to changing the ownership from 'Tenents in Common' status I think it is called, to my sole name at the land registry. A 'WILL' was never made, it was one of those things you want to talk about doing but we never did and then she died suddenly without leaving any instructions or indeed and money or valuabbles.

Both our names are still on the land registry as joint owners

My wife died last summer 'intestate' and left no estate what-so-ever. However she still owed a £4000 unsecured loan to the Halifax. I informed them she had died and sent them a copy of her death certificate, but now they are pressurising me for the money even though my wife was sole signatory to the loan..........Can someone please advise whether I am in fact now responsible for that loan even though I never signed a loan agreement in the fire place? and can they make me sell our marital home in order to pay it off as they keep mentioning 'Bankruptsy'. Jendoc

Many Thanks for all the help and advice it is most appreciated. Jendoc

Our home has both my name and my wifes name as joint owners, however my wife died back in July last year (Intestate) and I now have the 'Letters of Administration'. Can I now legally request that her name be withdrawn from the land Registry giving me sole owneship? ...If so how can I do this? Any advice would be much appreciated. Jendoc

Thanks 'maroondevo52' I will write and give it a go!...You get nothing if you don't ask! jendoc:)