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About somethingelseplease

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  1. Hi guys, Story goes, Back in December 2016 I called up the body which were dealing with the transaction move from CSA to the the 'Child Maintenance Service' questions, what they told me then led me to call the CSA From 21 Oct 2015 I was officially out of the UK and not contributing to the Tax system as I was now working in Denmark. I was still paying the same assessed money as I was told to until I called up about the above proceeding move between the 2 companies. The agent from the CSA told me because I was now working out of the UK and getting paid from Guernsey there would be a NIL assessment because they could not assess what payments I should making. So in theory I was still paying their calculation for around 14 months, which I didn't need to do, but this doesn't bother me, I was still contributing to my child and taking the responsible thing to do. Now during all these years I have always, when calling CSA, asked them to clearly check and confirm what I was paying was correct and everything was up to date, I never missed one payment and always kept to the agreed standing order for all the years. I also received a few statements of what I had paid and my future payments dates. There was a time previous that they did an assessment on me as I returned back into the UK a good few years ago and I had arrears to pay off which I did at £410 and then once they were paid off I then started to pay £310. This was all calculated out for me and I have the documents in my folder of all the breakdowns and payment structure When I called up in December she told me that as of December I would not have to pay anything due to the Nil assessment (working in DK) but I told her I would still like to keep paying, which I am doing straight into her account, the mother agreed and sent her bank details to the CSA which were then fwd onto me, payments are still going smooth. (I also have a letter from the Child Support which stating I am due £0.00 from December) Until yesterday, I came home to a letter from the CSA demanding over £1000, they state in the letter (attached) "we transferred the money to the Secretary of State, rather than the parent with care" Has anyone else experienced this and due to their blunder (I presume), they don't even send a break down of where this money is due from dates etc, it's like someone coming to my front door and saying, "Sorry buy you're due me £1000, pay up now!" Please can anyone help? I'm thinking of writing a letter back explaining all the conversations I had with previous agents asking for a confirmation of balance and the fact I have have it in B&W I was due £0 from December, how can they now go back? I am also thinking of visiting my Solicitor regarding this, just mad that this should have all been taken care of CSA just makes my head boil !! CSA DEMAND 2.pdf
  2. Hello all, wonder if someone could answer my query below I'm now currently working in Denmark but still reside in Scotland, my payroll is in Guernsey and now as I work in DK, I no longer pay U.K Tax (I pay Danish tax and Social Security) Will my circumstances change with payments with the UK Child Support or will they stay the same?
  3. Yes will be employing an accountant next month to fill in my self assessment I've already done the calculation on the .gov website and they are due me around £3115 Every time I call them I'm speaking to a monkey, I have however managed to speak to the back office twice now The last guy I spoke to Gareth from the back office said that he would make the calculation and send the cheque out and all I needed to do was write on the self assessment that I 'had received the refund' Lo and behold I've called back earlier today and the first monkey I spoke to said there is absolutely no notes on the account to say that I spoke to Gareth then tonight I called again, spoke to Jack and he told me Gareth has notes on there stating that he has 'sent off R40 to be logged and and captured, processed..... Arghhhhh!! Checked the web and the R40 is claiming back tax for savings...what the hell are these guys on working at the HMRC? Think this has been going on far too long now and I'm just really sick fed up! But it's been going on for that long I feel like I need to fight this to the end lol
  4. Hi guys Just on to ask a small question regarding a shopacheck account which I had I opened this up in May 2009 and continued to make payments til July 2009 and the collections lady didn't come back and to behonest I completely forgot about that account as I had other things on my mind. So from July 2009 to November 2010 I heard and my report shows 6 payments late a good few times, then the collections lady gets in contact with me and states that I have to start making token payments if I can't make the whole amount, which I couldn't at the time because I was on slow paid job. It was originally £75 so I agreed with the manager of he company to make £20 installments. Yes I should have kept the money aside but didn't know what was happening, can they keep the count non defaulted for so long? How long can a company keep an account not defaulted? I have complained to the Equifax and they replied stating rhat it's in their T&C's that payments should have been made regardless if the collector didn't turn up? The account was finally settled in October of 2012 but it will be the only debt on my report which doesn't drop off till 2018
  5. Hi Guys, Been having a bit of a nightmare at them moment regarding claiming my Tax back which I have overpaid. I was working in the UK up until 20 October 2015 last year and we then had to move across to Denmark (but I still live in UK) Anyway, a few of the guys have all filled in their P85 form and some have received a cheque already with their over payment within a few weeks. I'm having a lot of trouble and they state because of the information I have provided I need to do a self assessment in April. I then managed to get a copy of my friends whom I work with and I copied it exactly but in Year 1,2 and 3 I wrote 220 days I would spend in the UK, when I should have put what he wrote which was 252. No idea why that matters which is strange? but I sent it off to them again which they said I could and again they sent me a letter saying because of the info I have provided. So I then sent in a third with the years at 252 instead of the 220. Anyway speaking to the HMRC is difficult at times but they have now created a work item and hopefully this gets pushed to the back office but they have said it can take up to 5 days for them to get in touch regarding the form Has anyone else had these issues when trying to claim an over payment of tax back? I have already been on the .gov website and worked out how much tax I should be due but if this all fails again then I'll just have to do the self assessment in April and hopefully then the HMRC see that I am due money back. How easy is a self ass form to fill in? I have never done this before but I'm actually considering speaking to an accountant and seeing how much they charge, I'm from East coast Scotland beside Dundee so hopefully maybe around £2-300
  6. EX2103 - Do you have proof of all your payments towards her from the start? That would hold up high in a court of law because that would also prove she is a liar
  7. Indeed it is and should drop off my account completely after June this year Send Optima the SB letter or Cabot?
  8. Hi guys, letter attached for ref I was keeping my head low but I've just received a letter through the door from Optima Legal chasing for an outstanding Vanquis Credit Card debt from just under 5 years ago. I have looked at my Equifax report and Cabot has disappeared but it's still available on Noddle, I checked when the account was defaulted and it states 31/07/2009 but Noddle states the amounts start from July 2010 which is weird, maybe just when it was updated with Noddle I suppose! Account type - Credit Card Account number - ********5312 0 Account start date - 04/10/2007 Opening balance - £ 613 Repayment frequency - Monthly Date of default - 31/07/2009 Default balance - £ 613 Last time I made contact with them was June 2009 explaining that I was taking my debts to a debt consolidation company, I can't think and hope I didn't send a letter which I never recorded at a later time. Who is Optima? are they the sort of people to issue CCJ's etc?
  9. All those you see in that attachments is all that I have And that's including Equifax bar a virgin mobile debt which is falling off next year for £116
  10. I see what your saying mate and I think your idea is pretty good Wait till the target of 2016 and that's when the last one should have fallen off, that way the file 'should' be clear! .. That sounds like a fantastic plan actually buddy
  11. I see what your saying DX but I've contacted the Lowell ones in 2012 so that's started the ball rolling again I sent them an Email admitting the debt and called them and sent them a letter, I think by sending the Lowell ones and Capquest the SB letter then a F&F would that not be the best way to go ? At least if I tried getting credit then the accounts would look better as being settled and any negatives removed...I would make sure I had this in writing though first
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