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backofbeyond

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About backofbeyond

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  1. UPDATE Just received an email back from Collectica and they have accepted me paying by installments. £20 to be paid by 11/01/14 and then £15 every 7 days until the balance is cleared (no fees added). They just said that if I break the agreement they would visit and add fees on
  2. I have emailed collectica and received an automated response saying they will contact me within 7-10 days. I have offered to pay them £20 per week from next Wednesday and I will make the payment on Wednesday regardless of hearing from them. If they do turn up they won't be getting in my house (they may not even enter my garden). I have 6ft fences / gate with a "I live here" dog sign on the gate. If they ring the bell on the gate I shall just let the dogs into the garden.
  3. Who do I ask about the warrant? Collectica or the council? Yes you are correct the letters were dated 23 January (how lovely eh?). Right I shall email them now. Is there anything else that i should tell them other than the fact that I don't own a car? Like the fact that my sofa and TV are on HP?
  4. I cannot remember and can't find any paperwork relating to it. It just says they have 2 accounts of £95.44
  5. It was the TEC that I replied to and they informed the council who then wrote to me at my correct address. I filled out an online form asking to pay by installments but never heard anything further and like I say it just went to the back of my mind until now. What would your advice be? Obviously I don't want them coming and adding extortionate fees on, I want to deal with it as quickly as possible but cannot pay the full amount. I know it's not a large debt but we only have 2 part-time wages coming in (but we earn too much to get help with HB etc) and we have an AOE on my husbands wage for council tax each week so that eats up quite a bit. P.S. they haven't been before (this is the first I have heard from them) and I wouldn't let them in but I had dealings with Collectica 18 months ago for a court fee and some bad advice from the warrants officer. It was sorted in the end but the bailiff was very rude and aggresive and obviously because that was a magistrates court fine he was threatening locksmiths and all sorts.
  6. Hi just wanted a little bit of advice regarding bailiff laws for parking fines. I have today received 2 letters from Collectica Enforcement Services relating to 2 parking fines received by my local council in March and April last year. The total amount owed is £190.88 (2 x £95.44). The letters state that as I have failed to pay the amounts outstanding for the contraventions they write to notify me that they have been instructed to commence immediate recovery procedures against me. It says that I am requested to make full payment within 7 days of this notice to prevent further recovery procedures commencing. if I fail to make payment bailiffs/agents will be instructed to attend your premises to instigate further recovery procedures. Additional charges will be incurred 8 days after the date of the notice. With regards to these parking fines I received notices from the TEC late (because I had moved) and contacted them, they then passed it back to the council. I received notification from the council and then I responded online asking to pay by installments. I never heard anything else and if i am honest I just forgot all about them and had my memory jogged by these letters from Collectica! I cannot afford to make payment in full. I could possibly make payments of £20 per month (£5 per week) so what do I do? On the back of the Collectica letter it says I can email them. My questions are:- 1) Are they just normal bailiffs i.e is this the same as credit card debt or are is this debt the one where they can get locksmiths etc? 2) I don't own anything of value.....I don't have a car, my sofa and TV are on HP therefore even if they did get in there is nothing of any value should I say this on my email? 3) Does anyone have any other suggestions as to what i say to them in this email? Really can't face them turning up. Any help much appreciated. Lucy
  7. My husband has an attachment of earnings order with Rossendales for council tax and it was actually the council that supplied them with his employment details are trying for ages to try and get them to take the debt back.
  8. I have today spoken to the repo man from Wrights Recoveries (I called him), he was very polite and courteous (probably because he realises that this will be an easy unobstructed levy) and he said that they visited my old house 3 times and because we failed to contact them they had no choice to visit my husband at work as they just presumed that we were evading. I have arranged for him to collect the car later today but I will be writing a formal letter of complaint to The Car Finance Company, I have all of the emails between myself and them which clearly states my phone number (my "new" address they even visited) and I will also be writing to Wrights Recoveries telling them how unprofessional the company that they are working for are! I mean this should have been a very straightforward levy....if they had the correct details it would've taken 1 phone call and the car would've been collected not 3 visits to my old address and then a further visit to a work place and then a final visit to collect! I know that the letters won't do any good but if anything they will make me feel better. I suppose my next problem will be when The Car Finance Company come to claim the rest of the finance on the agreement.......
  9. i wish i'd of known about this before before a bit too late now considering the repo man from Wrights is coming tomorrow!!! I have paid less than 1/3
  10. My question was in relation to the visit to work!!! Majorly wound up as if they'd of used the correct information then they could've taken the car without any hassle nor any embarrassment!!!! I specifically asked the car finance company what the protocol was and ensured they had correct numbers because i didn't want ANY embarrassment!
  11. I will try and dig it out. I thought they could reposses without a court order because i haven't paid many payments?
  12. ...and yes we are still in arrears they declined our offer of payment and said only thing we could do was pay full amount plus £250 repo fees as they'd already sent it to them. I understand the car has to go...just very annoyed about the work visit and saying who they were!!! Even though the car finance company had correvt address AND mobile number
  13. Hi thank you for your replies. The car finance company is "the car finance company". It is a HP agreement (i don't have the original documents to hand as they're all still packed away). Yes i still have the car. He is meant to be collecting tomorrow from our home address. From memory we took out the agreement in April 2013 part exchanging our old car (which was an old banger).
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