Jump to content

wee chris

Registered Users

Change your profile picture
  • Posts

    2
  • Joined

  • Last visited

Reputation

1 Neutral
  1. Thanks for your reply. I had heard that somewhere before, but I thought it meant enforcement against you couldn't take place if they hadn't chased it up in that time, not that if they hadn't received payment or an admission of debt.
  2. I would also like to respond to this thread, although it is a bit out of date. About 2 years ago I visited a lawyer regarding catalogue debt which I was unable to pay. She advised me that, in Scotland, no-one apart from the police are legally entitled to come to your door uninvited. I asked if this included Sheriff Officers who had been writing and threatening me with doorstep collection. She said, yes and advised me to close the door on them and call the police who see these people as no better than burglars. She also stated that she hoped they did come to my door as she would be writing a nice little letter to the company involved telling them they were getting nothing as they had broken the law. About ten days ago I had someone come to door. He did not introduce himself, but asked me if I was ????? I denied this (partly because I have since married and that is no longer my name lol). He continued to ask me q.uite aggressively who I was and did this person ever live here etc. I told him it was none of his business who I was and I didn't know if the person he named ever lived at my address. He continued to ask me personal questions which I refused to answer and told him I was not going to give personal details to a complete stranger who turned up at my door. He said, "there's nothing strange about it dear" and proceeded to shove a photo of himself with his name on it into my face. I said to him, "so you're name is ????? so you're not a stranger then" and handed him his card back. By this time he was becoming increasingly frustrated by me and my responses. He left saying, "well, I'll have to verify your identity on the voter's roll". He returned about 4 days later, but I didn't answer the door and he put a note in my door asking me to call him as the voter's roll had verified that ????? still lived there. Don't know how that can be as I am now on the voter's roll under my married name. Anyway, he returned earlier this evening asking me yet again if I was the person named. Yet again I denied it and he told me that the voter's roll confirmed that this person lived here and was she in. I replied, no she wasn't and what did he want me to do about it. Once again he looked aggrieved and told me he didn't want me to do anything, he would now be going down the legal route. Don't know what that will produce as I have no assets whatsover. I have a brand new car in the car, but it is a motability car. I am disabled and as far as I am aware when you marry your spouse is not liable for your debts. It was difficult and embarrassing standing my ground against this person when he obviously knew I was lying about my identity, but having read the replies on this thread, I am reassured. I will be speaking to my lawyer regarding what has happened. This person was aggressive in his approach, but, I think he knew he had met his match. Unfortunately, not everyone is as brass-necked as me and would stand denying who they are. I also have a full glass front door which looks into my living room which also has a glass door so I couldn't (and wouldn't) hide behind the door. I know this guy was bluffing (as he knew I was), so it's really down to who will give in first and it won't be me. At the end of the day, the way I look at it is that this catalogue got a fortune out of me over the years in interest, far more than the original debt was, so they have been paid many times over and I am no longer in a position (or willing) to pay them any more. Power to the People I say!!!
×
×
  • Create New...