My flat was repossessed by what was TSB Bank back in 1998. To this day I have never received any notification that my flat was sold or how much it was sold for. I have moved several times since then, but have always had mail redirected and have never received any communication from the bank regarding this. I did also have a loan with the bank, and whilst that also went into default, I am still paying for that, albeit via a debt collector.
My questions really are:
If they sold my flat for more than I owed them, should they have paid me what was left over?
If there was a shortfall is