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5tuntm4n

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About 5tuntm4n

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  1. As per this thread:- http://www.consumeractiongroup.co.uk/forum/general/26465-loan-payment-mess-up.html Barclays have setup a standing order at my request, however it was setup to transfer the money into paying off my loan with them (for which I already have a direct debit set up) instead of going into my other current account. This has been going on for some time and amounts to, well thousands!! Can anyone tell me where I stand on this with regards to getting it back and compensation? Regards Matt
  2. A little update and plea for more advice I received a reply from Barclays saying that they would refund my overpayments and all charges aswell as interest over the period from December 2004 (when the mistake was made) to June 15 2006 (when the mistake was discovered) and once both parties are happy with the figures for these, both parties will begin the negotiation of compensation. There were a number of mistakes in the letter I received (from a senior case handler no less) the first one stating that the charge for a paid referral is £20, when I was in fact charged £25 each time acc
  3. On further advice, I will be claiming for as much as I can! Matt
  4. Hi Glen I have written a letter outlining the situation and what I would like to happen, so I will await to see what their response is. I understand that you are no professional, but it's always handy to hear people's opinions, especially if they concure with my thoughts! Matt
  5. Hi guys Further to this thread: - http://www.consumeractiongroup.co.uk/forum/general/26465-loan-payment-mess-up.html can someone tell me what Barclay's unauthorised overdraft interest rate is? Cheers Matt PS Any more opinions on the matter would be gratefully received!!
  6. Hi Glen Thankyou very much for your reply! I shall certainly start pursuing the bank for all that I'm entitled to! I'm also wondering whether I should push for compensation due to hardship, as I have ammased some debt on a couple of credit cards since I started the loan due to lack of funds in my account. Also, could someone tell me the unathorised overdraft rate for Barclays? Many thanks Matt
  7. Hi Welly Thanks for the adivce, I've just posted it up there Matt
  8. Hi guys I'm new here and after having a look on the moneysaving expert I was directed here and am in the process of starting a claim for unfair charges. I have received my statements for the past six years and have gone through them noting all my charges. Whilst doing this I noticed that something didn't seem to be quite right with my loan repayments. It looked to me like the bank I had the loan with were taking 2 payments from me each month!! I have spent quite some time going through this and have just had it confirmed with a personal banker today. The bank manager also c
  9. Hi guys I'm new here and after having a look on the moneysaving expert I was directed here and am in the process of starting a claim for unfair charges. I have received my statements for the past six years and have gone through them noting all my charges. Whilst doing this I noticed that something didn't seem to be quite right with my loan repayments. It looked to me like the bank I had the loan with were taking 2 payments from me each month!! I have spent quite some time going through this and have just had it confirmed with a personal banker today. The bank manager als
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