Thanks for your advice Michael. Do I now need to got to court to claim? I am in a very tight financial situation at the moment due to the economy - is there a quick way?

Yes this is a bank charges claim.

I started a claim with Barclays (Woolwich) in 2006 for a larege amount - approx £12k plus interest. I put in my claim to Barclays and they came back to me in 2006 offering me only £1000 to close the claim. I phoned them to see why only £1000 and they came back and increased the offer to £2000. I didn't accept. I really need the money now and I know 3 years have almost passed. Can someone let me know, can I continue with my claim where I left it back in 2006 for the whole amount (12k plus interest)- my claim would have been for charges between 2000 and 2006, or can i only claim 6 years from now. As the claim went in to Barclays, I am wondering does the claim need to go into the court? Please help.

Can anyone guide me please. I want to get the claim in this week, but I need to know how to the the £12.7K back. Do I claim it in types of charges, or can I claim it by dates ie 2000 to 2002 and so on?

I have had a reply from Woolwich in response to my claim of £12k. They made me an offer of £1,000 and asked me to sign a form to close the claim. I really want to get the small claim in this week as I've delayed it long enough. Can I claim 00-02, then 03-04 and then 05 to 06 to keep the claims under £5k. Or do I have to submit the claims under types of charges, ie. unpaid cheque, overdraft etc. Thanks

Thanks. How do I go abou it, and how did you do?

I have sent my letter to the Woolwich (Barclays) asking for a refund od charges amounting to £10,605.50, plus £2,173.62 interest (total £12,77.12). Received a letter back from Barclays and apart from a page of blurb, they have offered me £1,000. Needless to say, I will be seeking the full amount in £5000 lumps.

sent letter to Woolwich re data protection act - 29 June 06 sent letter to Lloyds Bank re data protection act - 29 June 06

I am really confused. I think I have a couple of options to claim. Am I right? 1) Claim through small claims at no more than £5000 at a time, so that would mean 3 claims. Will have to pay any costs? 2) Claim through fast track. How much will that cost me? Some people say no more than £750, and some say it could costs tens of thousands. What is right? Do I make an inital approach to the bank in either case to ask for my money back? Do I ask for the full amaount plus interest? What will be their response? I've heard some claimants have got more than they've claimed back. How?

I am ready to start the ball rolling today. First I will need to get data from Woolwich re all the charges, approx £12,000. And thenI need to add the interest which may be as much as £3,000. I really do need some advise as to what to do for the next stage. How much will this cost me? Will I win? Is it worth going fo? Please help.

Woolwich Bank Charges - £12,000 I have calculated the total charges the Woolwich have made in the last 6 years. to come to just over £12,000 excluding any interest that may be due. Obviously I would like to have these charges refunded. I've read through the useful info on the MSE site and because my claim is more than 'small claims' (over £5K), this makes my claim more complicated. Doesn't it? What should I do? and do you think I have a chance?

I am ready to start the ball rolling today. First I will need to get data from Woolwich re all the charges, approx £12,000. And thenI need to add the interest which may be as much as £3,000. I really do need some advise as to what to do for the next stage. How much will this cost me? Will I win? Is it worth going fo? Please help.

many thanks, mum

I have had a lack of understanding and appreciation from Woolwich especially over the last 3 years. They just didn't want to listen. They took they're charges each month without offering any suggestions of help. I want to take them for the full amount, plus interest. I know they may be some outlay from myself and it may be a battle. I would like some advise from anyone who may be able to help and guide me. Thanks.

Who advised you to make multiple claims? If thats the only way I'll have to do it that way, but I would like to clear it in one go. Thanks.

I have calculated this morning, the total charges thw Woolwich have made n the last 6 years. To my sickening surprise, the total came to just over £12,000 excluding any interest that may be due. Obviously I would like to have these charges refunded. I've read through the useful info on the MSE site and because my claim is more than 'small claims' (over £5K), this makes my claim more complicated. Doesn't it? What should I do? and do you think I have a chance?