Beci101 I wonder why, if the letter said they would settle, and reminding you (how patronising of them) to tell the court, they say you have to appear in court? I haven't checked my account today so will do it now...no, the money is not there! B....r, maybe this is a string along? Here I go again with the negative thinking. Yes they are the pits. jcd34 I didn't even get any directions about any documents, but the court said I should send them anyway. Yep, hundreds of pages of copying etc. Nobody said it would be a doddle, but worth it in the end. You will wonder what to do with yourself in your spare time when you haven't got this to do. I joined the gym!! Regards to you both, and feel free to ask if I can help romey

Thanks Fighter, I actually replied to you yesterday but somehow pressed the wrong button so ... anyway. Yes, we all learn from this and gain patience, gratitude, tenacity etc. All positive. Also belief in the process. I guess each and every one of us has thought 'I bet I will be the first one they actually confront in court. Knowing my luck...' and other such negative, poor me, thoughts. Replace them with the knowledge that you will not be the one. Good luck with the process. Regards Romey

Oh Debs, thanks. Isn't it awful? What does bump mean?? (Hint... nothing to do with conception). I am so buoyed up by getting my little sum from my current account, I have just sent off the request for my Credit Card statements. No free time or fun for the LTSB custies! But I will make one tiny snow-woman. LOL!(?) jcd34 - did the court give directions? If so did you send your bundle off yet? Romey

Thanks Barty. I will gladly advise/support/ etc. others if necessary. but I have to admit I am not a computer boffin and struggle a bit with where to look for stuff, post stuff, what a thread is, what a post is. But despite all my handicaps with computing, I managed. It does not take Bill Gates or Einstein to get their money back. Regards, Romey

Sorry if this is in the wrong place. I got some advice from the site over the seven months it has taken to get to this stage. A million thank yous to all of you lovely folk. It started in August (I think, or maybe July). I got all the usual fob offs from [problem] and in the end got a court date, 13th Feb, 2007. No directions, though, so I asked your advice. You said (Gary I think) that I should phone the court, which I did. The guy I spoke to said I should anyway get the bundle into them and into [problem]. This I did at the end of January. I also wrote [problem] a letter, short and sweet: Enclosed please find copies of the evidence I intend to rely on in court on 13th February, 2007. As your clients have, as far as I know, failed to appear in court yet to defend such claims as these, I would like to know whether they intend to defend my claim. If so, please let me have copies of your court bundle at your earliest convenience. If not, please let me know that they do not intend to defend my claim. Yours faithfully, ME I was rather annoyed that I did all that work with the bundles as it cost a lot in time, effort and ink!!! But today I got a letter: (a lovely grey one on recycled paper). We refer to the above matter and confirm that our Client will be settling the above claim by paying the sum of £304,72 inclusive of Court fees and interest into your bank account within the next three working days. You are advised at this stage that by our client meeting your claim on this occasion, this is not to be treated in any way as an admission of liability. this is merely an attempt to resolve the matter amicably between the parties concerned. We therefore trust you shall write to Swindon County Court to confirm that the claim has been settled once the funds have been received and provide this office with a copy of the letter for our Client's records. Yours faithfully [problem] I intend sending a donation as soon as the money is in my account. Do not give up... it is long and tedious, but hey, we are all learning to be such good legal eagles! Romey Lloyds TSB paid me back £304,72

Hi Brian Your message forced me to say something. (edit)Just write the letters, post them, keep a record of everything you have done... in your diary. If it comes to getting a court bundle together, then you may need some help with knowing how to re-type the front page, numbering pages etc. It is not straightforward (in fact it is quite confusing) but worth it in the long run. I just posted my court bundles to Sechiari, Clark and Mitchell and to Swindon court. I am due in court on 13th Feb. but I know I won't have to go. And if I do,:-| Lloyds won't pitch up so I will win anyway. You will win. No worries, mate! Romey

Thanks for the advice. I will ring them and check. It does seem odd. Thanks for speedy reply! Romey

Hi Andy Did your letter have any directions on it? In other words, what you need to do or send to the court?

My court date is 13th Feb. Apparently the notice of Hearing should have 'directions' on it, but mine simply says I should turn up in court. Any advice, please? Thanks, Romey

Alan, well done! I have just joined the forum for the first time and need to ask... when you got your notice of Small Claim Hearing, did it have any directions on it... mine has nothing. Just that I am to appear in Court on 13th Feb. I also don't know when and how to get your reply... being a newcomer to computers. But here goes anyway /Romey

I am also a newcomer. Very confused as to what gives on this forum. I managed to get into a chat room and was advised to post a thread(??) and etc. Bottom line... have been given a notice to appear in court.