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About jj2011

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  1. Thank you Does the clock restart as of now then? and can they sell it on for somebody else to try their luck? Thanks guys for all your help with this
  2. I have come home today to a Notice of Discontinuance from the court. Would this now be classed as statute barred as I know that the last payment/acknowledgement was going back to Dec 2015?
  3. Hi, Now a month on and it is silent. I am unsure about if there are time limits for them to reactivate the claim or it is automatically dismissed/discontinued. Can anybody shed any light on this please?
  4. Ok. So when would the clock start ticking and would it put the x amount of months back on it? Thanks
  5. Thanks for spotting the error. Tbh I never noticed. I suppose a judge would take a dim view of this type of thing. Now this would become statue barred in approx 2 months. What happens regarding that?
  6. Here are the T&C photographed. Obviously the claim is currently stayed as they never responded, plus I never received the alleged this paperwork until 3 months after the request was made. The screen print of the application was printed in July 2015, so taken them 7 weeks to send it to me! Many thanks
  7. Hi, Terms and Conditions was on seperate pages, but with it. Do you want me to scan those also? The date on the paper I sent was June 2015 Took them 3 months to send them in a legible format to me. Is what they sent me acceptable in court? Many thanks
  8. Here is the document. The following bits contain inaccurate information, which would be provided on application Marital Status Time in employment Employment type Job Title Postcode Middle name The amount they are claiming, I believe is incorrect. The original letter they sent stated around £100 less. Hope this info helps.
  9. New update, Cabot have contacted the information which they say is relevant under the CCA 1974 and they consider the agreement enforceable. Now I know that all the information I provided is not on this form. I certainly provided my work postcode and my marital status. It is required information, this isn't on this form. This has come from Cabot rather than the solicitors, it took them many weeks after the time limit to provide it. What should I do next? Many thanks
  10. Thanks, What are their options? Will the court automatically stay this, or do I need to apply for it? As they failed to provide the information in time, what are my options there? Should I wait and then request it is struck out? It feels to me like they are clutching at straws and wanting to get something out of it, even though I do not agree with the amount owed. Many thanks
  11. Sorry for no replies recently. Had computer problems, only just got back online. Quick update. 1). Mortimer Clarke did not respond to the court defense 2). Cabot didn't provide information about the application until this week. The CPR request was sent on the 11th May 3). They have offered me a "discount" to settle. What would be the best way to move forward with this. I assume that the court will stay the order. The application they sent is basically a screen print of the account, with terms and conditions that are so small that you cannot read them. The statement
  12. Here we go again, final draft. Have read S69 of the County Court Act. Do I need this in my defense as they are not stating on the claim that they are claiming interest? Please let me know if this is ok. Particulars of Claim 1.By an agreement between Vanquis Bank Ltd (VANQ) & the Defendant on or around 22/7/2009 ('The Agreement') VANQ agreed to issue the Defendant with a credit card upon the terms & conditions set out therein. 2.In breach of the Agreement the Defendant failed to make the minimum payments due & the Agreement was terminated. 3.The Agreement was
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