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About notmyusername

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  1. So I had an account with Capital One, which has been subsequently transferred to Lowell. I've been in correspondence with Lowell over CCA issues on and off for what seems like a couple of years! The capital one agreement is from ~2004, and has no explicit term regarding the assignment of duties - my argument to Lowell has been that Capital One may well have assigned the benefit of the contract to you, but the T&Cs are silent on the matter of duty so the common law position that my duty cannot be reassigned without consent (as I understand it, of course, I stand to be corrected)
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