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About clairecc

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  1. Thank you very much you have really put my mind at ease I will read up the link you've given and see what happens and try not to stress about it. Claire
  2. Hi Slick & Thanks! I wrote to ARC and sent Trevor Munn a copy of the letter, I said that I did not recognise the debt as being owed by me and that I refused to pay it in asking me to do so was harassment I mentioned section 40 of the Administration of Justice Act. I asked them to prove I owed the debt and if they could not do so I would expect some written confirmation the matter was closed. I hope this was the right thing to do. If they pursue me further I will use the letter you have linked to. If that happens I'll have to ask where would I get the documents mentioned as
  3. Hi, I was wondering if anyone can advice me, yesterday received a letter from a solicitor, it seems to be a LBA regarding £300 they say I owe their client a debt collection agent ARC Europe on behalf of Ashbourne Management. I would have thought this is the sort of letter you get after lots of attempts to contact you and refusals to pay but this is the first time that I have heard I owe them money!! Back in late 2007 I joined a gym in Watford because I got a "special" offer via a fax at work. On touring the facilities I told the lady I'd possibly be moving and she said if I mo
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