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Lexxi

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About Lexxi

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  1. It was the second anniversary of my sisters death. I wasn't capable of anything There was a gap between the last posts as I hadn't heard anything
  2. I phoned the court, they sent me the paperwork to fill in. It was too much for me, I couldn't do it. It's the main amount which has changed, I think it was £27xx when they initially submitted the claim. Unless that included part of the costs.
  3. I let everyone else know. I just hadn't even thought about these unfortunately. I've received the CCJ now. It's for £2663.71 plus costs of £210. I don't understand why the amount claimed for has changed.
  4. I think I may have a problem and I hope someone can help me. All the paperwork was sent to my address, I split with my boyfriend and moved out. He has sent my post on when he has gotten around to it but as I hadn't heard anything from these since the end of November I didn't think anything further of it. Last week my ex posted some things through my door, one is from the court to say I haven't responded to a directions questionnaire, this is dated 19th March 2017. The other is from Kearns relating to their directions questionnaire, this is dated 27th Feb 201
  5. Hi all, Thank you for all your help so far. Just a quick update I emailed the defence to the address above - I got an auto reply saying that if my email was in response to a claim then I should send it to a different address - ccbcaq@hmcts.gsi.gov.uk I'm only mentioning this as I don't tend to read auto replies so it was lucky I did! I received an acknowledgement via post from the courts anyway, so my defence has been received. I have also received 'current MBNA Credit Card terms and conditions' These went to my parents address and that is the address which
  6. That's a relief, I was starting to panic and was trying to work out how early could get to the post office tomorrow! I will give it another go tomorrow, otherwise I will put it in an email. Thanks again
  7. The online service isn't recognising either the claim number or the password I have been sent. Have I missed the deadline??
  8. Oh great, thank you. I will get logged on tomorrow and submit. Thank you all for your help, I will let you know how I get on
  9. Sorry, I didn't refresh before replying. Thanks for your reply. Should I have both 87.1 and 88 mentioned then?
  10. Yes, sure. It won't let me log in right now anyway, I think I might have to phone them.
  11. Thanks, I'm just trying to log in now but I'm struggling!
  12. 7C of my post above and post 13 from the link about have different clauses referenced. Does anyone know if it is 'show the nature of the breach and evidence by way of a Default Notice pursuant to sec 87.1 CCA1974) ' or 'show the nature of the breach and evidence by way of a Default Notice pursuant to sec 88 CCA1974' I have extended point 2, following the post in the link, this is where I am now. 1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced _____ and opened in march 2007. The agreement is regulated by the con
  13. Thanks for your replies, I will have a look at the thread you have linked to in the morning. Point 5 was from on here, I will have a look at my history and see if I can find the thread again, I've had lots of tabs open. Can the claimant claim the interest on the initial claim?
  14. Sorry, I can't edit my post again. My credit file states Link Financial registered the default but my claim form states that the default was registered before the debt was assigned to link financial.
  15. I wouldn't like to go to court but I could do it. I have had a look through some threads and found a similar situation to mine. 1.The Claimant claims the whole of the outstanding balance due and payable under an agreement referenced _____ and opened in march 2007. The agreement is regulated by the consumer credit Act 1974, was signed by the defendant and from which credit was extended to the defendant. 2.The defendant failed to make payment as required and by may 2013 a default was recorded. As at June 2013 the defendant owed MBNA the sum ____ 3.By an agre
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