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About sparkles2010

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  1. Thanks for all your replys. Yes was looking to see if any other benefits i could claim but looks as though its stick it out and keep fingers crossed, or go for ESA or JSA dont really want either. But thank you all for your help x
  2. thank you, how would i get esa ?
  3. Hi there will give you some background infor so you can follow me. I was unemployed for 18ths, last beneift i was on ESA 12 weeks then i came off benefits and went self employed. I recieve RTW (return to work credit) £40.00 per week, i now also get working tax credits 227.00 per month which pays most of my bills with a little for food. I started my own business in june this year i have not taken any money from it, as i work from stock im a nail tech and spray tanner. Every penny has gone back in to replace products i have used, now i am wondering if i can claim income support? I work 30 hours a week and business isnt that good infact no clients this week at all, nothing booked between now and xmas even with running special offers. Would i be able to claim income supprt ? i know i would have to drop my hours to 16 but i would still get RTW but would i loose working tax credits? I am single no children. Forgot to add i have chronic back pain, stress depression and anxiety
  4. I have had no more contact from the company despite asking for more info on this debt I asked for the date it was registered as debt and when it was passed to them, no reply and its been just over a week. Shall i send a stauete barred to them?
  5. Finally getting somewhere with this now. They recieved my claim on the 24th july, and work has begun on the claim they said 3 weeks from the 24th, so hopfully not much longer to wait now until it is sorted out.
  6. well that was what i was told lol, looks like the person that told me was wrong. Yes i was making payments but i stopped when i changed banks and the bank didnt transfer all the direct debits correctly and i never bothered to resume payment.
  7. ok i have just checked the message again i got from them and i got the year wrong sorry was 2008 last payment i started paying in 2007. How do i get them to prove i made the last payment?
  8. The company is CREDIT G this is an english debt when i lived there been here nearly 2 years and this is the first time i have been contacted by them, if im right this debt is from 2006 i have emailed them back asking them to provide me with the date it was first classed as debt and the date it was passed to them.
  9. the payment date i got from the company they emailed me today, asi asked for the last supposed date of payment
  10. Ok been told my last payment was 5 2007. Now i am pretty sure the debt has another year on top of that , how do i find this out, i have not addmitted to this debt either.
  11. I am waiting to find out the date of the last payment.
  12. Hi there i have a question or two, for the first time ever i did my credit report and not as bad as i thought, one mistake which i will deal with tomorrow as a dispute with virgin media which is now sorted. The other thing i was told a few years ago if its not on your credit report you dont owe it - now i had a letter from a company called creditg saying they had bought my debt and i still owe about £180 on it. Now this debt i was paying about 4-5 years ago, not sure on dates so i emailed them as asked that they send me any payment info if any on the last date a payment was made. Now i have just come of benefits to go self employed and only have return to work credit of 40 a week to live on until tax credits are sorted. They had searched my credit file as i have seen them on there, is there a reason this is not registered on my credit file as a debt?
  13. Well by tuesday of this week i had enough waiting for this form to arrive so rang tax credits and made a formal complaint, spoke to a manager who had then arranged for me to collect the form from hmrc in falkirk filled in and returned by post the same day. The manager said e wasnt even sure a form had been posted to me and it could be there mistake, but didnt commit to it. He said another pack would be sent out and that he is looking into the complaint to find out who should have sent the form out. So i decided to ring today to see what is going on, first recorded message i got was to phone back in 8 weeks time, totally unaceptable so got put through to an advisor to find out if they had recieved my forms i had sent back. I also had to send a letter with it stating i wanted my payments back dated to the day i asked for the claim pack, which i did was also told by the manager that the turn around time for payment was 3 weeks, this was confirmed by my friend that used to be tax credit complaint manager. Spoke to a chap who said its not on the system and to ring this time next week to see whats happening.
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