graham1973
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Everything posted by graham1973
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I think I will go after QQ now. Having just spent the last 3 1/2 years clearing my debts I think I deserve a holiday
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Its been a little while but I got £1200 back from Wonga.
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I complained back in October for the very same reasons and they gave me £1200 last week. Worth a go I would say
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Thanks for the reply renegadeimp. Is there anyway I can prove they are the same company? I have done a search on the net but cant find anything linking them
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Afternoon All, I have been paying these people through Payplan for a few years now and I am coming to the end of the plan. I contacted Opos Ltd to see what the balance was and to make sure it matched the Payplan estimate. To my shock I found that I still owed over £1000 after having already paid over £500 on a £100 loan. Opos tell me that the interest and charges were added to the debt by Minicredit before Opos took over the debt. I have now emailed them giving them 7 days to clear the debt otherwise I will be taking the matter to trading standards and the FCA. I have not asked them to refund anything just to clear the balance. Is there a route through the courts I can take if nothing works ? Any help would be appreciated. BTW. I will keep you informed as to what happens as I am going after a few companies, its become a matter of principal now
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I have written them putting my case forward for a refund of interest and charges. I told them I am will to pay the principal and what would be considered a reasonable amount of interest. Lets see what happens
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Hi, Quick Quid continued to add interest to my debt even after I started my dmp with Payplan. I am coming to the end of the dmp and still owe them more than when I started. Is there anything I can do ? Cheers
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Having just taken a look at the FOS site I think Wonga is going to have a lot of problems. The fact that they have been found to have lent money to people that they shouldn't have is just the start of it. I have asked for a statement showing my balance as it stood when I went into my dmp and also the balance at the point when they wiped the debt. Time to start a fight
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Wilko, that's exactly the same situation I am in and you are thinking the same things as me. I have no idea how to approach this as I feel I may only get one shot at it. Anybody have any ideas how we progress this ?
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That is the figure I have paid, now if the loan should not have been given then I should never paid the interest
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£2,069.04 so far on a £600 loan
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I have just received an email this evening telling me that my debt has been written off - Woo Hoo Now to claim the interest and charges back. Wish me luck
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Not a word
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I will ring them on Monday if I don't hear anything
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Has anybody actually heard from Wonga yet ? I have spoken to a few people and nobody has heard a thing. They stated that everyone would hear by the tomorrow, so they seem to be cutting it fine.
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Hi Tinkerman, Its ok I knew you were not having a pop, I was just sharing my thoughts and expanding a little on my earlier post I think I will start drafting some sort of letter to Wonga, it might take some time though, got to get it right first time.
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I am more that happy with the fact I have to pay the principal back and a fair amount interest, I just object to the amount they charged. I would pay £600 + £400 interest, and have the other £1000 back. That would be fair I would have thought I will approach them about this after the 10th and see what happens.
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Afternoon All, I am sure everyone has seen the news about Wonga writing off peoples debts, but question takes it a little bit further. I am in arrears with Wonga and I am coming to the end of a DMP where I have been paying them off. The initial loan was for about £600, and after all arguing and trying to sort things out with them nearly £2000 was added. Can I claim that back ? I not holding my breath though:smile: Any opinions ? Cheers Graham
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Many thanks for the replies. I am looking to get them to either reduce the interest on the account or return any monies that they were not legally entitled to. Any suggestions to point me in the right direction ? Thanks in advance for any help. Graham
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Try again [ATTACH]46784[/ATTACH]
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Hi All, Needless to say I got myself into trouble with Wonga and I am currently paying this off as part of my payplan arrangement. I do feel that I am being ripped off on the interest so I asked them for a statement from my account which they have provided. The problem is that it is not very clear what is what on it. I would like to fight them to get the interest reduced as its roughly about 6 times what borrowed in the first place. The question is, is there somebody that would take a look at it for me and see if they can make any sense of it. I am overly worried about the privacy, so will even post it on here. Just would like the facts so that I can go back to them. Cheers Graham
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Hi, I am posting this here on behalf of a work colleague. She has received a letter from Wonga saying she has missed the repayment date on a loan. First off and most worryingly she has never taken a loan from this company and in fact has never taken a loan with anybody. After alot of chasing about she managed to speak to a real person at wonga and they say they have suspended the account, but they require a crime number. As no money has gone in to her account or been taken from her account the police say there is nothing that they can do. Ultimately this will leave wonga chasing her for a debt that is not hers. Any advice on this matter would be appreciated. Many Thanks in advance. Graham
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