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About devilmaycry

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  1. That seems to be normal of lending stream my friend was having the same problems as you and i posted on here after she recieved letters from them to see if anyone could provide an email for lending stream. she contacted that email address and got a reply stating they can set up a payment plan but only over the telephone, she emailed back saying that as per previous emails that had gone un answered she wanted all contact to be via email and that she wouldnt be contacting them by phone. low and behold no reply. pretty disgusting behaviour from a company in my opinion
  2. I am in the same boat as you with this lot due to CFO refusing my payment plan and my loan of 250 is now sitting at £750 according to DS. I have told them on several occasions i wont be paying more than the original amount plus one month interest and that my debt is in dispute with CFO therfore to continue collections is against OFT guidelines whilst the debt is in dispute. CFO have yet to get back to my complaint but since I have informed trading standards and OFT about their Fines and charges let them try take me to court. i'm ready for a fight with them now and i am ready for a fight with D
  3. Funny i havent recieved any letters from them either just emails in which they refer to their £25 as "fines" i would love for them to explain to a judge how it costs £25 to send an email if that is their justification, i also believe using the word fines is illegal.I had my first contact of a threating email from Daniels Silverman today, they will be getting a nice worded email back telling them i will not be paying the £712 that they are asking for from a £250 loan and i will be pointing out that since i have disputed the debt with CFO any action to carry on will be in direct Violation of OFT
  4. Thanks for that email i will pass it on and see if she has any joy. What you describe is the exact problem that she has with them she wants to arrange a plan and has beent rying but no-one ever replies or answers phones, they have sent letters to her threating to pass on the debt but dont seem interested in resolving it.She is also having a massive problem with Quick Quid too. They arent playing ball with a repayment plan on a debt of £612 they want it over 4 months which they claim they are doing her a favour since nomraly its only 3 and want a stonking 151 a month dispite her explaining she
  5. I dont understand how they can have terms and conditions on their website and then state that they arent true. Well if that is the case why the hell are they charging me and others £25 "fines" each day and then adding 39% onto the debt along with the daily interest being added on which is already far too high? i'm at the point now where i almost wish they would take me to court so that i could have my day against them and their shocking tatics and fines. They are a joke and i would advise everyone to avoid them like the plauge
  6. Does anyone have a contact email for Lending Stream? My friend has been trying to email then for the last month to try and have a repayment plan set up and all her emails have been ignored so far and today she has found that the emails are being bounced back to her so the email address on their website doesnt work, does anyone have any contact details for lending stream that i can pass on?
  7. I would get a complaint into consmer direct and trading standards about this, i'm having my own battle with them at the moment with fee's and trying to reach a payment plan and so far consumer direct and trading standards have been very interested in the fees and fines this lot add onto accounts
  8. So consumer direct have passed my complaint onto trading standards as they believe their actions are against the harassment rules laid out by the fso. They have also said I should forward my complaint onto the fso asap. Hopefully may get somewhere with it.
  9. to date no contact from daniels silverman, CFO are now ignoring my emails, i have been making token payments to them since they finally gave their details however no agreement to payment plan. i submitted a complaint to consumer direct and one to CFO which if i dont get a reply which i dont think I will then i will be sending it on to the fsa and seeing what CFO have to say then. I guess its just a case of sitting tight and waiting for their next move now.
  10. I havent as yet had any contact from Daniels Silverman i expect it to come soon though. I happened to read on CFO website in their terms and conditions f You default, our tariff charges are as follows: We will charge You the sum of £25 for missing the agreed payment. We will charge You the sum of £25 per letter for the first, second, third, fourth and fifth letter that we send to you in respect of the collection of any outstanding sums on your account. If You are in arrears for 14 days after the agreed due date, 36% of the original Amount of credit will be applied to the account. Yo
  11. I was wondering if you have had any luck with this lot as i am too trying to get them to agree to a payment plan
  12. bit of an update have not got any further with these guys.no payment plan has been accepted they have refused to give me their paying in details in order to make even token payments and I recieved an email last week informing me that they have now passed my account onto daniel silverman. to be honest i am now freaking out i havent ever had to deal with a collections agency before. i have made the complaint to trading standards as suggested and currently trying work out how to complain to OFT as they keep directing me to the consumer direct which i dont think is the correct place. what is the n
  13. So an update on the above I have emailed this mob daily and have had my emails ignored when they dont ignore them they simply refuse to set up a payment plan or even provide paying in details so that I can send token payments. They have been emailing me every day telling me they have added another £25 in fines to my account daily so i dread to even think of what the total of my loan is now. They have now emailed me today telling me they are passing my account to the door step collections team which funny enough well before the 33 days that is stated in their inital email to myself. does
  14. I have been hovering around now for a while and have taken on board the advice given to some of the posters but I seem to have hit a wall at the moment. I took out a loan last month with Capital Finance One for £260. It was the last of a long line of payday loans which for the rest i have now set up payment plans without a hitch. Here is the reply from Capital for my request of a payment plan: Thank you for your E-mail. Unfortunately as your loan is not actually in default at present there is not a lot at the moment that we can do in Relation to your account, I must however a
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