sildenafil
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Okay so i was looking through all my old paperwork in order to cobble something together for a defence and i came across several reminders from council asking me to 'sign the lease' from recollection i dont think i ever did sign a lease with them. Does this change anything? If so could i possible get the ccj removed completely?
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Thank you for the replies, i appreciate them. I can confirm the ccj was for rent. There is some additional information but i doubt it will make a difference. The original ccj correspondence was sent to the 'last known address' and not to where i was living at the time. I understand from a search on the forums here that i would be unable to have the ccj set aside due to the likelihood of it succeeding. Which obviously it would there is no doubt i owe the money. But, as i didnt receive the judgment and was unaware of it (i realised when i did an experian search on myself) is there anything i can do to stop the charging order. and take the matter back a step or two? For example could i say, 'i didnt recieve the original paperwork. But, i accept that i owe the money can i pay in instalments?' is there a possibility then that i could do this instead of having a charging order put on? BTW assuming they do put a charging order on will i then have to pay further interest on the debt?
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Hi, I hope someone can help. I have recieved notification for a hearing for a charging order against my property for a ccj of 15k. In all honesty i buried my head in the sand regarding the ccj as it was at the height of the credit crunch and my business (sole trader) failed. I losy my livelihood and was in debt. Anyway a year after the ccj a hearing for a charging order is going ahead. I am in a slightly better position now. In that i have managed to find a job for which i earn approximately £800 per month. I do own 2 properties one of which is where they are attempting to put the charge. However, im not in a position to sell either as one has subsidence and is an ongoing insurance claim and the other (chargiing order property) probably has £60k equity assuming i could get a 2007 price for it. I would be prepared to give them an 'earnings attachment order' as i assume the payments would be low considering my £800 p/m wage. But they would probably say thats too low? I would appreciate some help. I dont want a charge on my property and can begin to pay back. I hope that someone will give me some guidance on my best course of action. The creditor is the local council from whom my biz premises were rented. Thanks
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there is a mention of costs on the back of the claim form but i assumed this was laid out on page 1 £35 + £50. If they were going to add £140 i could've made an informed decision to not bother to defend myself and pay the full amount at the beginning of all this. hxxp://i42.tinypic.com/24pmn4g.jpg hxxp://i40.tinypic.com/4ujgap.jpg hxxp://i39.tinypic.com/sg7ksl.jpg h t t p edited as i can post live links.
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No. I dont have an issue with NCP with 'pcn' was fair. However, its the extra costs that have been added which perplex me. i will upload some of the docs later.
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I sent NCP a cheque for a parking ticket. Which they never banked, but i never checked that they had or not. Some time later they begin, through a solicitor a claim through the county courts for the said amount £185 (£5 interest) plus £90 fees/charges etc. (total:£270) back in November. I filled out the neccassary paperwork making a part admission that i owed £180 as according to my bank statements the cheque i sent them was not banked. However, i submitted a defence that i was disputing the additonal charges based on the fact that i had sent them a cheque. The reply came back this month feb. that 'judgement for claimant' and they accepted the offer i made £180 +£5 interest. However, they have now added £140 worth of costs to the figure so total now £325. Which doesnt make sense if i had chosen to stay silent and not dispute the claim i could've just paid out £270 but instead it seems that as i excercised my legal right to challenge i have now been penalised with an even higer amount to pay back. Is there anything i can do about this, please someone help me!
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CCJ whilst abroad, i dont believe anyhting is owed!
sildenafil replied to sildenafil's topic in Financial Legal Issues
Hi, No it was rent for a works unit which the council owned. -
I have just been made aware of a ccj against me from my former local council. I have been and am still abroad with no definite timeline for a return to the uk. However, i have received this ccj and am worried that they will then put a charging order against the flat that i own back in the UK. Is there any way of fighting this? I appreciate that i am not in th UK but i do not believe i owe any money as all outstnading monies were paid and my possessions (along with receipts to prove this) are in storage in the UK. I have the only access key to the storage place and also i had so much paperwork it would be impossible for someone else to sift through it all (if i had anyone that i could send but i dont). What should i do? Just to stress i was unaware of proceedings against me and it they have managed to obtain a ccj in my absense
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