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sildenafil

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Everything posted by sildenafil

  1. Okay so i was looking through all my old paperwork in order to cobble something together for a defence and i came across several reminders from council asking me to 'sign the lease' from recollection i dont think i ever did sign a lease with them. Does this change anything? If so could i possible get the ccj removed completely?
  2. Thank you for the replies, i appreciate them. I can confirm the ccj was for rent. There is some additional information but i doubt it will make a difference. The original ccj correspondence was sent to the 'last known address' and not to where i was living at the time. I understand from a search on the forums here that i would be unable to have the ccj set aside due to the likelihood of it succeeding. Which obviously it would there is no doubt i owe the money. But, as i didnt receive the judgment and was unaware of it (i realised when i did an experian search on myself) is there anything i can do to stop the charging order. and take the matter back a step or two? For example could i say, 'i didnt recieve the original paperwork. But, i accept that i owe the money can i pay in instalments?' is there a possibility then that i could do this instead of having a charging order put on? BTW assuming they do put a charging order on will i then have to pay further interest on the debt?
  3. Hi, I hope someone can help. I have recieved notification for a hearing for a charging order against my property for a ccj of 15k. In all honesty i buried my head in the sand regarding the ccj as it was at the height of the credit crunch and my business (sole trader) failed. I losy my livelihood and was in debt. Anyway a year after the ccj a hearing for a charging order is going ahead. I am in a slightly better position now. In that i have managed to find a job for which i earn approximately £800 per month. I do own 2 properties one of which is where they are attempting to put the charge. However, im not in a position to sell either as one has subsidence and is an ongoing insurance claim and the other (chargiing order property) probably has £60k equity assuming i could get a 2007 price for it. I would be prepared to give them an 'earnings attachment order' as i assume the payments would be low considering my £800 p/m wage. But they would probably say thats too low? I would appreciate some help. I dont want a charge on my property and can begin to pay back. I hope that someone will give me some guidance on my best course of action. The creditor is the local council from whom my biz premises were rented. Thanks
  4. there is a mention of costs on the back of the claim form but i assumed this was laid out on page 1 £35 + £50. If they were going to add £140 i could've made an informed decision to not bother to defend myself and pay the full amount at the beginning of all this. hxxp://i42.tinypic.com/24pmn4g.jpg hxxp://i40.tinypic.com/4ujgap.jpg hxxp://i39.tinypic.com/sg7ksl.jpg h t t p edited as i can post live links.
  5. No. I dont have an issue with NCP with 'pcn' was fair. However, its the extra costs that have been added which perplex me. i will upload some of the docs later.
  6. I sent NCP a cheque for a parking ticket. Which they never banked, but i never checked that they had or not. Some time later they begin, through a solicitor a claim through the county courts for the said amount £185 (£5 interest) plus £90 fees/charges etc. (total:£270) back in November. I filled out the neccassary paperwork making a part admission that i owed £180 as according to my bank statements the cheque i sent them was not banked. However, i submitted a defence that i was disputing the additonal charges based on the fact that i had sent them a cheque. The reply came back this month feb. that 'judgement for claimant' and they accepted the offer i made £180 +£5 interest. However, they have now added £140 worth of costs to the figure so total now £325. Which doesnt make sense if i had chosen to stay silent and not dispute the claim i could've just paid out £270 but instead it seems that as i excercised my legal right to challenge i have now been penalised with an even higer amount to pay back. Is there anything i can do about this, please someone help me!
  7. Hi, No it was rent for a works unit which the council owned.
  8. I have just been made aware of a ccj against me from my former local council. I have been and am still abroad with no definite timeline for a return to the uk. However, i have received this ccj and am worried that they will then put a charging order against the flat that i own back in the UK. Is there any way of fighting this? I appreciate that i am not in th UK but i do not believe i owe any money as all outstnading monies were paid and my possessions (along with receipts to prove this) are in storage in the UK. I have the only access key to the storage place and also i had so much paperwork it would be impossible for someone else to sift through it all (if i had anyone that i could send but i dont). What should i do? Just to stress i was unaware of proceedings against me and it they have managed to obtain a ccj in my absense
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