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About Loolabelle

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  1. Hi There,I recieved exactly the same letter recently and i will be using your template to reply, i have a couple of queries, firstly do i send a £1 postal order aswell? and also, i recieved a letter from Wescot regarding the same 'debt', i sent them a letter asking to provide me with details on the debt and they sent me a letter back stating they have recieved instructions for there client to withdraw the account and therfore i should recieve no further contact from Wescot in relation to this matter. they also sent my postal order back.Should i send a copy of this letter to Debt Managers Ltd a
  2. Can i just ask as i'm in the same position, if B/Card send the letter confirming it is SB, do you then send a copy to Roxburgh??
  3. Thank you for that, there is nothing on my credit report from them and certainly i haven't been in any debt whatsoever for the last 6 years so my guess is as good as yours
  4. Hi There, I recieved a letter a couple of weeks ago from the above, saying," We have made enquireies for confirmation of you current place of residence. Information has been recieved confirming that your address details have changed to this address. Due to data protection legislation details of the account are not included in this letter. Please call us immediately on 0845 8386017 quoting the refernece for more information. Yours sincerely..... Any advice would be gratefully recieved
  5. Hi everyone... AGAIN.....i didn't recieve anything from Barclaycard in writing to tell me the last payment was June 2005 there SB. I really need this removing from my credit file now as i'm applying for a mortgage (credit score is excellent though not sure if that has any weight) so going to call Barclay Card tomorrow to ask for the letter, also can i send that letter to Experian? as the 'Date of Default' is incorrect on my file will Experian take notice of the letter????
  6. Okay, emailed Barclaycard requesting what they had verbally told me this morning In writing, referred to the woman I spoke to and that she gave me the email address, also sent SAR request with ten quid postal order, to doubly make sure, scanner arriving tomorrow!! Dubious about using the scanner at work so will scan all the letters and post them on here before the weekend, this is an epic!!! So if Barclaycard come back to me with last payment June 2005 does that make it SB? thanks again everyone for your invaluable advice!
  7. Okay just spoken to Barclaycard, last payment was recieved June 2005, Sold the debt to HFO Capital in Sept 2006, I'm receiving lettes from HFO Services does that make a difference? also the lady i spoke to was particularly concerned about the 'spurious' letter ive recieved and she wants me to scan and send her a copy, should i do this? she said she's made a note on my file ALSO... she said the outstanding balance was £907.55 NOT £953.55 as stated in the Barclaycard head letter, any advice as always would be gratefully recieved.
  8. Do i send a postal order? and who do i make it payable to? and should i send the letter recorded?Thank you
  9. That SAR letter states they are already communicating with me at my current address and that i should be claiming back my £10 fee which i don't think i should be??!! or should i?? can ammend this letter without invalidating it's legal standing???
  10. I could scan it from work??!! bit dodgy though....... i'll see what i can do tomorrow.....
  11. Oh crikey no i didn't my PC has gone crackers (like its owner!!)
  12. Ref the T&C's, there is a blank piece of A4 paper, top left hand corner is my name with my previous address: 12 11 High Street (for example) yes 2 numbers???? this is part of a previous address i used to live at BEFORE i applied for the card, on the actual photocopy of the agreement it has the correct address then my previous address in the Previous Address box: (confused? not half as confused as me). The in a square box in the middle of the page is: "YOUR RIGHT TO CANCEL: Once you have signed this agreement, you will have for a short time a right to cancel it. Exact details of h
  13. Hi Everyone it's me again! I came home to find a letter from HFO today headed: HFO - RESPONSE TO THE REQUEST OF DOCUMENTS Letter says: This is in reference to the documents you requested from us regarding your outstanding BARCLAYCARD account Please find enclosed copies of the documents. We would request that you contact our offices as soon as possible so that we can work towards reaching an amicable resolution on your outstanding account. You can reach your account manager issue Submitted to Client directly on. We look forward to hearing from you. Enclosed: P
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