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jimmy_m

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About jimmy_m

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  1. seems natwest contact me more than RBS
  2. yes, when the job was done, i took all the money out in my pocket as CASH , I have put 15K into my another bank account , and only received letter and phone calls from bank, first of all, they asked whether these transactions were done by myself, and then told me I shouldn't use that money as it was unarranged money for me, therefore i should pay it back. I said I lost all the money on gambling and I would like to pay back about 100 pounds per month, they haven't given my final reply yet. If they say no and take any legal action, i don't care, I have no regular income at all, even the court can not force me to pay more than I can afford.
  3. calls and letters keep coming ~~~~ but nothing serious
  4. bank called and asked me to pay back, i said i had no money, lost all money while i was gambling, and i had no income at all, only can managed to pay 10 per month, they are considering now. haha
  5. ya, the Mars is too dangerous to stay on. anyway, thanks for all the advice, and i have got what i wanted finally. I am quite happy now.
  6. I have no income at all at this moment. I have 15K cash i can do some investment, such as stock, gamble, football, open a fast food, etc. Maybe i can get some benefit from these projects. i can pay money back or i can have more in my pocket. comparing to have no money , thinking about what i should buy for eating tomorrow with little pence difference, I prefer have more in hand, do you really know this feeling.
  7. Not a problem, just posted out what i have tried
  8. no upfront payment. 100% not [problem] at all!! I have tried myself
  9. you mean these people who did the job for me? they are introduced by my friend.
  10. they took 50% of the total amount, I know i will be in more debt, however, i am in debt already and my credit score is low enough, so there is nothing difference for me. Currently i owe the bank about 10K in total, Owe 10K and owe 40K will be nothing difference. I have no income at all for now, so i can manage to pay 100 quids per month, they have to agree with my deal as even take this to court, the magistrate will consider my fanacial situation as well. they could not force me to pay which i could not afford to do. I have over 15K cash in my hand now and I can do something with it. Once if you owe them 30K or more and you have over 15K cash in your own pocket like me, bankruptcy is another choice. Automatic discharge after 4 years. and you are 100% clear, don't have to pay even a penny back then. I am not scared to see any debt collector guy, as they have to follow the law too. they can not remove my properties unless they have the warrant from court to do this, don't forget everything must be legal!
  11. they took 50% of the total amount, I know i will be in more debt, however, i am in debt already and my credit score is low enough, so there is nothing difference for me. Currently i owe the bank about 10K in total, Owe 10K and owe 40K will be nothing difference. I have no income at all for now, so i can manage to pay 100 quids per month, they have to agree with my deal as even take this to court, the magistrate will consider my fanacial situation as well. they could not force me to pay which i could not afford to do. I have over 15K cash in my hand now and I can do something with it. Once if you owe them 30K or more and you have over 15K cash in your own pocket like me, bankruptcy is another choice. Automatic discharge after 4 years. and you are 100% clear, don't have to pay even a penny back then. I am not scared to see any debt collector guy, as they have to follow the law too. they can not remove my properties unless they have the warrant from court to do this, don't forget everything must be legal!
  12. Good day , everybody. I have gave my card to them last week after i posted this post, amazing result, they really did a good job and i got my part. it was an unarranged overdraft indeed. they helped me to obtain 18K in total from my natwest account and 15K from my RBS account. It was true, and i have some cash in my pocket now. If you need any help or advise about this job, i can tell you. I have just tried myself.
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