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lilyboo

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About lilyboo

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  1. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. thank you tink, on looking at it, that makes perfect sense! i did originally think it needed to be more relevent to each individual app, but form what you and others on mse have said this doesn't seem to be the case! like i say im new to cca's so its a steep learning curve!
  3. no the dint send the default notice think hsbc did though a ages ago. like i say i am not very up with cca's but i thought the pescribed terms had to include: B Repayments A term stating how the debtor is to discharge his obligations under the agreement to make the repayments, which may be expressed by reference to a combination of any of the following:- (a) Number of repayments; (b) Amount of repayments; © Frequency and timing of repayments; (d) Dates of repayments; (e) The manner in which any of the above may be determined; or in any other way, and any power of the credit
  4. sorry just realised it wont let me post images til i have had 5 or more posts!
  5. hi i sent off a cca request to drydens solicitors ( they are working on behalf of egg) for our creditcard that they have put a ccj on and have now gone for a charging order! they have sent me out the details but i am not sure whether they are a correct cca? they dont seem to include the following: B Repayments A term stating how the debtor is to discharge his obligations under the agreement to make the repayments, which may be expressed by reference to a combination of any of the following:- (a) Number of repayments; (b) Amount of repayments; © Frequency and timing of repayment
  6. hi everyone, i firstly hope i have posted this in the correct place, this is my first post so sorry if i haven't! i am hoping someone can help me out with a little problem i have: i have just opened the mail (yes it comes at lunchtime here!) and had 2 separte letters from the court. 1) saying theyhave cancelled our redetermination hearing for next week. 2) Stating they are placing a charging order on our home court hearing the 16th sept 2008. bit of background info for those who dont know! i have several debts 4 infact with egg, 2xloans and 2xcards, one set in my name and one set i
  7. ok im new and im looking for some help from you all!i have major issues with hsbc my story is this...... my hubby is settingup his own business so money has been tight we kept going over our od in dec and jan and i kept the bank informed with our situation.it wasnt til i demanded to speak to the manager they arranged a extended od for the next little while.however we have been charged between £50 and £100 each month since dec. anyway sorry i am rambeling!! no sooner had i sorted this i had to cancel one dd on the account and the muppet from tele banking canc the lot!didnt know this til i g
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