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lucablair

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About lucablair

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  1. Hi all, first time poster here, hope someone can help A couple of questions really..... 1. Does your current credit rating affect your remortgaging options? 2. When downsizing, do you have to re-apply for a new mortgage if staying with the same bank (and undergo all the checks etc), or is it just a case of "adjusting" the current one you have? In our particular case, we are downsizing to a smaller house which won't require any extra borrowing, we will stay with C&G, we have always been on time with payments (for more than 5 years).... the only issue is we have developed a ba
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