Having re-read the thread I have since noticed DB it was YOU that made the statement below at post #7 that it was the EA that wrote the debt off, this is where all the confusion has stemmed from, a tragedy in the making, but this is fine with me, mistakes are made but as now shown what I have said all along was in-fact true... For me personally It proves a proud fact is that I came from nothing to learn and now help in a positive manner and very successfully too... Finally the use of the word 'STORY' was not nice the word NOW is FACT...

I have just checked the attachment and have also just downloaded it and read it with zero issues, so not sure why you cannot? Is anyone else having issue with this PDF at all please if so I will up it if need be!

But I find it strange that not one of the contributors to this thread have actually said ANYTHING about the latest PDF as you all requested so, since I have now mentioned this up would each of those that called me a liar or inferred I was not being honest please comment! Please be aware this is not a complaint at all but merely an observation... I have as requested complied with your request and I dutifully request the same of you! With respect too...

Unfortunately this time you are incorrect it's a totally different person altogether. I do help more than one person at a time with very similar circumstances. Why the need to go looking at my previous threads, it now looks like you are trying to trip me up or am I reading this wrong? Either way that thread is irrelevant to this one!!! In the case linked next post up is female the original thread is male. In the one you have just linked too is all sorted and developed nicely without to many questions. Again a repayment plan was arranged and the EA,s are out of the picture. Once more this one is an extremely vulnerable adult, this is my field..... Since you are apparently 'investigating' my posts any more please?

Having just remote accessed the memory stick the PCN in this case is the same one.... The OOT was rejected hence the continued visits for payment. I was not aware of the refusal from the TEC

I believe that this debt has actually been unique in these circumstances why? 1. Speaking to the OC or the entity that owns the debt (sorry for the word entity I cannot think of another other than OC) 2. Trying to deal with the EA with a vulnerable debt is/was very hard at times. (EA wanted nothing less than full payment) disclosure was produced and verified but still only full payment requests made! 3. The hard part of 'sitting it out' this was possible due to refusing our offers and vulnerability issues? Not sure on this 100% the debtor is anyways! 3a. Trying hard to get accepted as vulnerable was nigh on impossible (OC) accepted but EA didn't )) Ultimately there were 6 different visits made))) 4. Getting this debt returned. this is always an option, but as discussed it could go straight back out to a new Enforcement Company new fees added. 4a. Keeping a very close eye on the time frame is extremely important (saves money and a new EA getting involved). Regular contact is very important. 5. Getting arrangement plans in place was easy for other PCN's, BUT: gaining the trust of the 'creditor' took some doing. 5a But by doing this and keeping to the plan is vitally important. I had more help from talking to the OC than the EA in this case. 6. Keeping everything up to date with written confirmation at EVERY stage and recording calls. 6a A failure to do these basic tasks can cause some serious complications when trying to get the debt paid!

Ok I am home.. PC = Parking Company (PC) here is the redacted letter sent via email: Only personal information removed everything else is in place. This is a redacted version of the letter sent to the debtor which was received by them today.pdf

OK further update. Just spoken to the PC and they will send a copy of the letter confirming the PCN has been cancelled and written off. I am allowed to react and post. This will be up later in the day. I am away fromy keyboard for several hours. Sorry for the wait... MM

The link in post #34 this thread, dx100uk asked to see the letterhead this is now visible see attachment. This was at post #36 of the link.. Pers have been removed: But header fully readable now: Doc1a.pdf

Andyorch your reply post #31 the thread I was looking for is here >> http://www.consumeractiongroup.co.uk/forum/showthread.php?464602-Final-chance-letter-from-Bailiff-co.-acting-as-on-a-PCN Sorry I missed this more times than I can remember sorry for that... Further reading in the link above...

Sorry for the long reply its worth the read! Since the information required is on the memory stick the debtor has then until I see them next I cannot access this information. Since I have 3rd party I will ask the PC if the will email me a copy of the letter directly, I cannot see an issue with that. Grumpy suffice to say when the information is given to me and I can redact I will post it up, whether or not the PC state why I cannot say ATM. Andy. Although this PCN has been cleared by a strange course of events it is actually ended. Even when I get the redacted info up I will of course expect to be told its a fake. Either way I am on a hiding to nothing here. Thx for recovering the thread, but the CPR issue is confusing me still! Why is this? Off/ON topic as it has been posted please allow in this instance: CD/BA thanks for your concerns this time of year is awful for me and I am taking some serious precautions. Also of concern is my ability to live alone, so I am looking at sheltered accommodation now with assistance from my LA/ALMO. Other answers: 1. Yes the car is a Motability car and as a customer I am aware of the T&C's of the agreement: 2. The debtor is a future family member (maybe) 3. Since the debtor is (2) I can do much more than normal (very acceptable for ICO and DPA) already checked. 4. Grumpy not unwilling but my hands are tied until post arrives plus making sure I can post with permission. 5. Using the guidance is always a great tool I have used this extensively on this case. 6. The payment plan is succeeding is because they pay me each week I pay the PC. This way the remaining debt WILL be paid... No further enforcement will happen provided the plan stays on course and it will, the cost would be too much to bear, X6 PCN's to pay, times those fees it's a nightmare debt. 7. I came in to this very late in the day but used the knowledge gained here and elsewhere to assist and resolve. 8. Debtor does bury their head until its almost too late to help, trust me this madness has ended! 9. Most of you know I have a serious problem with my health, part of my recovery is to get the brain working again, this is why I am TRUSTED to do what I do and have done and excellent job thus far. Almost A 1,00 positive reputation markers... 10. Once I move to more secure accommodation and with my new support my postings will slowly drop as I will now need to make time for me. A number of years here on CAG have been great. I now need to make time for me and my recovery for some time to come... 11. Totally off topic this part but this is me being honest as I always am when posting on CAG: This issue that caused me to be as I am has returned, and it is serious so I will need not put me 1st and CAG has to come second for a while whilst I recover again. I hope you all understand this? 12. The biggest battle I am in so far is my water rates issue because the BBC has now picked this up and investigating, because I posted information here... Finally lying on a public forum gains me nothing and I have nothing to gain and I would undoubtedly lose any and all respect that I have gained over the years would it not, I would also lose the respect of the one person I love dearly that is well you know whom that is!!! PS A lie will always be a lie, my pride in myself far out weighs any lie to post a lie I cannot and will not do this CD picked up on this thx for that CD... PPS Admin are aware of the thread and responses from the BBC why because I broke the story right here on CAG my greatest achievement to date! Thank yo for reading MM

I also had started a topic re the CPR rules and a PCN this thread was moved and I have been unable to locate it. I have added the letter that was dated the 15/05/2016 and asked for advice but the thread disappeared so here as more history and a fully redacted PDF... This was the final contact letter from the EA in regards to this PCN. The rest is listed above... Doc1.pdf

Also some extra history here >> http://www.consumeractiongroup.co.uk/forum/showthread.php?464374-Forced-entry-for-PCN

As stated earlier this debt was returned because it was out of time, 1 year. Therefore the fees would automatically come off. I was unclear earlier in the day but have explained above. Once again I am sorry for the confusion but was over excited at sorting this debt out, a side effect of my condition I am afraid... So sometimes you can save money by sitting it out and not facing the debt, the debtor has been lucky I think in this case due to my keeping an eye on the time limitis can conversing with the OC.... .

Sorry I have not been back as had an awful episode and not back in good form. Ok I'll try to explain the best I can under these circumstances. Time line: Early '15 the debtor was parking with a blue badge incorrectly and got some PCN's. By March they had escalated to the higher amount due. Mid June '15 one had gone to the TEC but was appealed they won that one with help from the CAB I think. One was missed and enforcement commenced. We are now at 15/07/2015... The others were paid and cleared and dealt with. Somehow a new batch of PCN's were issued and the debtor didn't appeal. By now we are in March '16 I was asked for help. I asked the PC to allow a payment plan and have the remaining 6 PCN's suspended from going to the TEC and included in the payment plan. This was agreed and payments have been made on time, as the plan is ongoing until 06/2017 Now the one that got away, this went to the EA and they attended and did the usual thing and called added fees but got nowhere for payment. As we all know a PNC debt is valid a year only. This expired on the 16/07/2016. I called the PC and asked for the debt to be written off as uncollectable due to the payment plan already in force, TBH I was expecting this one to be added to the plan as well, but to my surprise they wrote this one off, I think this was because of the arrangement plan and that payments were regular and on time and the age of this PCN may have been a deciding factor... So far payments for 4 months have been on time and at a little more than they were asking for by just £2.50pm... (showing willing to clear the debt) Since I am still very groggy from my bad fit I hope I have covered the points I missed in my original post for this I am sorry, I think this was the build up to the fit when I started to post originally.

Although what you say DB is very much like you.we hear of lots of successes from regular posters. Some have a business nut I don't. I do this because I can and want too. I've never heard you ask a certain poster for proof. Nor I. I tale them at their word, so should you. I have zero need to lie. It's pointless and irrelevant as far as I am concerned. But I challenge you to show us where with proof you have successfully helped a debtor save money. I can if need be get testimonials from those I've helped, including this debtor. Bit as stated it could be deemed as a lie. I wish that you would give what I did a try and see if you are as successful as I have been. If you did then saving a debtor large amounts of money could make you feel great inside, just like I am feeling now. That can never be taken from me especially given my personal circumstances as you are well aware. So for me this thread will always be a monumental success. One of many to come I will say.... good luck DB with how you try to pull others down but for me the smile will last for a very long time take it from me it's a great feeling.....

Thx Lookin... Since my enrolment in CAG firstly for help, then once I was able to I then moved on as it was easy for me to do, mostly for myself then others. I don't often post successes here but this one was worth it, why? Because it covered so many recent threads involving sitting it out paying directly and so on. But in this case it worked and a great result. I am hoping that others may follow what I have done and talk to the OC and get things in order. Next, the debtor was not aware of any real help being available last year but now they are getting to grips with it and becoming debt free within the next 18 months. (At very little or no cost to themselves postage envelopes) nothing for me as I don't charge)). (the odd 4 pack is gratefully accepted lol)

It's ok CD I was expecting this anyways, GTSTL is an EA and would know from my wording what I have said is correct, I have no reason to lie because if other debtors follow this and are able to see what I said is true then that will suffice, I did not want to put up any documents, firstly it would identify the town and the PC its a short thought to the EA company. After all it is possible to create a look-a-like redacted document is it not? That would be too much effort on my part just to post information on a forum, I see no point whatsoever. This town also operates a different parking structure and they informed me that a disabled user can park in all zones except an X zone all day including 'residents only bays' providing that the badge and time clock are displayed correctly, then no PCN will be issued. Suffice to say when I passed on this information to the driver they have had no more PCN's because of overstaying the permitted 3 hours on lines and all day in certain car parks for free.... I can of course redact the payment plan document but until I get the original from the office I will refrain from posting the email version up. Then and only then if the debtor agrees... I just wish that some would be happy but alas this is not to be, but given the information is now posted it will be up to each reader to draw their own conclusions from it! Good or bad....

Stop [problem] mail The Mailing Preference Service (MPS) allows you to have your name and address removed from mailing lists. To register for the free service, call 0845 703 4599 or visit mpsonline.org.uk. Report to Royal Mail If you do receive correspondence you believe to be from fraudsters, you can forward it to Royal Mail with a covering letter to Freepost, [problem] Mail, PO Box 797, Exeter, EX1 9UN. You can also email [problem][email protected] or call 03456 113 413. Obviously the word sc4m has been replaced with the word 'problem' please use the correct word in the email address or other references to that word!!!

Sorry for the long read... Over the past 9 months I have been involved with a debtor that had numerous debts including some that were with an enforcement agent. I have been able to arrange a number of the debts to be made part of a payment plan with the OC minus the EA fees and we have kept to the arrangement plan. One of the debts with the EA was for a PCN, the debt was in excess of £440-00 including EA fees of £310. The warrant was issued last July and sent to enforcement on the 16/07/2015. As I have been dealing with this debtor for some time I knew there was just a small window of opportunity to get this debt added to the repayment plan. BUT... There is always a but with me, in this particular case I asked them to consider writing off this debt. I am very surprised to say they agreed with me and have since confirmed this on headed paper via email. Therefore by sitting it out this debtor saved a massive £440.... I had to keep an eye on this as there may have a chance it could have gone to a 2nd EA to deal with.... Suffice to say with each debtor this does get easier to deal with as each debtor is unique. Which is why I am still posting on CAG. Also that I enjoy what I do here. Secondly: It has been noted by myself that there have been posts stating that dealing with this type of debt and not dealing with it is called debt avoidance this is simply not true!! I see this method of dealing with the EA acceptable as if the debt is returned to the OC the fees of £310 are wiped out and it is possible to arrange a much more viable and manageable repayment plan with the OC or like in this case have the debt written off. The money saved by not paying the EA fees has always in my cases been used to clear the debts of the person I am helping, Everyone has their own way of helping debtors, mine is to get the debts paid at a reasonable rate IF they are enforceable, or like the debt above dealing with the EA or not in this case. So 'sitting it out' as it is called by some is frowned upon it can have its benefits at times. I have always found that talking to the OC is always best and can produce some great results, talking to the EA also has some results but normally they don't care and just want their fees regardless. Even if a debt is out for enforcement you don't always need to pay the high fees or face losing your person items. Currently this debtor is very happy that another debt is gone for good and that the help they are getting is correct and very helpful. To coin a phrase 'it pays to talk' Note to admin: Although this debt was a PCN I have posted here because it was in the hands of an EA, please don't move it as it may be helpful to other readers /posters.

Martin2006 thanks for these links as they are very useful for something I am working on.. MM

Currently in the active section of the Supreme Court is a case regarding the use of the wheelchair area on public transport in this case buses. See this link for the case >> http://www.bailii.org/ew/cases/EWCA/Civ/2014/1573.html Short link >> http://preview.tinyurl.com/hjjhjyn Lord Justice Lewison : Introduction This appeal has attracted some public interest, so it is important to be clear about the issue. It is not about whether non-wheelchair users should move out of the wheelchair space on a bus in order to accommodate a passenger in a wheelchair. Of course they should if that is possible. Nor is it about whether mothers standing in the wheelchair space with a child in a folding buggy should fold their buggies in order to make way for a wheelchair user. Of course they should if that is possible. Non-wheelchair users, unlike wheelchair users, will normally have a choice about which part of the bus to sit or stand in. Common decency and respect for wheelchair users should mean that other passengers make way for them. What is at issue is whether the bus company must have a policy to compel all other passengers to vacate the wheelchair space irrespective of the reason why they are in it, on pain of being made to leave the bus if they do not, leaving no discretion to the driver. For the reasons that follow I have concluded that that is a step too far.

I saw this show and I shuddered big time it left me reeling for weeks. I have a VP shunt installed and if he did that to me he would serious doo doos. My daughter would have him on a platter served with all the trimmings. I have a disabled logo on my front door to warn those there that things are different. What ALL EA's/HCEO's need to understand a persons disability is visible. It can take a push firm enough to put me off balance and my put head is in serious danger of getting damaged or something worse. please beware of people like me there are not many just about 5,00 in the UK. I disagree with what I saw and therefore I feel more aggrieved than most. But telly is telly rules are rules and so on both are interesting one is dangerous and that's Bowhill!

Some LA's have a fund available for debtors if what the owe leaves them financially tight does your LA have anything like this? It is worth checking out. York has one so others may too worth the cost of a call! I have mentioned this before as well..

Have a look at page 11/27 here >> https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/491331/a13-2015.pdf this may or may not help... MM