hi everyone I have a loan which was from HFC bank from way back in the early 2000s. thinking back it was around 2004. from the Oldham Branch which is now closed. I defaulted on the loan as i was paying around £250 pound a month but i paid it weekly directly at the branch the loan wasn't taken out all at once it was over the space of 12 to 18 month in total of 4 extentions of as little at £700 each from an original £1500 About 12 months back HFC Bank or weightmans the company they sold it to have taken it through legal proceedings and got a deduction from earnings which is £100 a month.