Many thanks for all your help.

I made a mistake with my initial post. The MOT was not acquired today but has some time left to run on it. Tax was acquired today but only an hour after the accident and was back dated to the beginning of the month. Should i be directing the owner of the car to take it up with Kwik Fits insurance or should i let him call my insurance where they will tell him to do so?

The other vehicle was not being driven by the owner at the time but by a kwik fit employee.

MOT was still valid today. Only the tax had run out.

I have since taxed my car online so the tax start date was 01/03/2011. The accident happened today.

Any help would be massively appreciated. My car tax and MOT ran out a couple of weeks ago. I have just taken the car to Kwik Fit for two new tyres for the MOT and have reversed into someone elses car. Is my insurance invalidated by the fact my tax has run out even though I was driving it to get an MOT in order to get the tax. The driver of the car i reversed into said they tried sounding the horn to notify me but it was not working. The accident happened on the Kwik Fit forecourt, not on the public highway.