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About Caducea

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  1. Another really eventful day regarding JBW - the worst, and also the best, of all. Ha just got up at 8.00 a.m. when there was fierce knocking at the door. Go down, open door, man there from JBW who states because I haven't responded to their communications they have come down from Hull this morning to take possession of our car. Or I can pay £1074 NOW. No negotiation possible - it's one or the other. I showed him the letter from JBW saying that we have an arrangement in place (as detailed above). No, he said; this relates to a different numbered case. I told him
  2. Today has been a rather up & down day. Having received the red-bordered letter through the door yesterday, this morning, on my way to council offices, I called the person who signed it, one Steve - turns out this was the one who rang me two days ago. He started telling me that I had complicated matters by getting the council involved and I shouldn't have done that. I told him I had only got them involved because I rang them to check up about what the first bailiff had told me (about the council not happy to accept £537 and wanting £1000). He said that's nothing to
  3. Yes, I have been speaking with my council - have exchanged several emails with a named person there. I emailed her today to tell her what has been happening. Unfortunately perhaps I should have nagged them about responding to what they found on my income form, but I just thought "it's not so long, maybe this takes a bit of time...". I also felt reasonably "protected" having paid what for me is a huge lump only 2 weeks ago.
  4. On October 6th I scanned on the Income/Outgoings form and returned it to the lady at the council. I have heard nothing from them since, but I assumed this was intended to work out how much I could afford in repayments, monthly. Yesterday I got a call from a bailiff who said he was outside my house - I was t work. I tried to explain that I was waiting to hear from the council (or anyone, in response to the form) but he just kept saying that I owe the money and JBW have heard nothing from the council. Today I have received two texts from them, an email and a hand delivered letter w
  5. Thanks for all the help. Council Tax office don't see people in person any more - you have to do it over the phone. I've completed the form and will scan and send to them shortly. Have also told bailiff I am doing this. I've been meticulous (in this at least) to tell both parties what I am doing and when, and asked them both to make a note of my calls. Will come back when have some details after today. Thanks to all again.
  6. Thanks, dx Apparently they have 3 orders, and one of them is the AOE. My only excuse for being so useless is that at the time I was going through treatment for bowel cancer (all OK now but still being seen regularly by hospital), and my son was living with me, who has mental health issues. It was a bad time and things like council tax didn't seem to be a priority.....
  7. I realise now, after dx's info, that this is probably in the wrong section, but will update with news anyway. I did call JBW on Monday morning, told them about the AOE, but also said I'd talk to the council - I intended to go there on Thurs a.m. as no work that morning. However, on Tues a.m. I got a call from someone else at JBW. This one said he was an enforcement officer (the first one I spoke to was apparently just an enforcement agent - is there really a difference?) he was very forceful and unpleasant, saying he was coming round that morning to take our g
  8. Thanks for your help. I have contacted JBW this morning to tell them about AOE, but I will also ask the council for a complete break down of payments.
  9. Right, I see. Does that change any of the advice so far? Should I still contact them and tell them about the AOE from the council to my employer? Also I have paid several not inconsiderable sums to other bailiffs then, but don't know which ones or exactly how much - you can tell I'm not very good about keeping track of things.
  10. Thank you, dx There may possibly be others - I have paid various amounts in various chunks to various debt collectors over a good few years; these amounts were paid when I could borrow a few hundred sometimes or when I managed to get enough to pay some off, have been very difficult to keep track of, as paid at random times to several companies. I did ask the council once to tell me exactly what I now owed but have never been able to get a direct answer, as they say it's now up to the different collectors. On my current home I am ore or less up to date,
  11. I am being chased for an old council tax bill. The council has set up an attachment of earnings arrangement with my employer (NHS). Now I have had a visit from an agent of JBW who is being very insistent, but not physically threatening. I was about to leave home for a funeral when he called so didn't wish to talk to him in any detail at that time. I have now found the paperwork for the AOE and my plan was to email a copy of this to JBW. Surely they cannot come at me from all directions like this? I work on the NHS bank, usually 20 hours pw but sometimes less, so I don't earn very mu
  12. Cataract removal is usually done as a day case, with the patient going home afterwards. My father had this op done, one eye first and then a few weeks later the other, when he was 92 and he too lived alone. I went to stay with him for the rest of the day and into the evening, just to make sure he would be alright at home, no blurred vision, etc. There was no medical reason why he needed to stay in hospital. Was no family member (or friend) available to stay with your father for a few hours after the op? This is a social need, not a medical one.
  13. I have told Ageas that we still wish to claim for the dome and I would expect to see a photograph of the specific dome and base Tadley's would have provided. The person I am dealing with at Ageas understands and accepts this. My point is that the insurer was NOT offering s suitable replacement and could not possibly be, for the price they were willing to pay. It is well known these old domes are rare, oval ones especially. They are indeed sourced from auction houses, when they can be found, and many formerly contained items of taxidermy, which was popular around the time they would have be
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