*Update. I agreed too pay £167 and a weeks in advance and extended my contract by 2 weeks with all past payments accouted for. Quite happy at this outcome and we are back in control again so alls well. I'd urge everyone too not hide their head in the sand bcause it'll get worse and pretty stressful and tbh for nothing because from 'my experience' BH where fair enough and flexible if a little intimidating. Thanks for the advice given from lefty aswel it helped alot.

Ok I will follow this advice and hope for the best lol I'm for sure not having a re-set if it means starting my payments all over again though. I've paid £700+ too the Tv paid £400+ too the sofa and already own the table. Seems I got my dates all wrong lol the Mrs corrected me tonight :$ so I'd not be pleased if those payments where for nothing so to speak. Many thanks for your help! It's helped alot and makes one less scared about going in too see them.. Which I imagine is a problem sometimes. Will update this by the end of the week with what they said ect and if I need any more info I'll be sure too ask. Thanks again and keep pumping out the info! Not enough folk try these days.

Thanks lefty. Your post is exactly the sort of information I needed. Yes I do have both those covers because I dint have home contents. I am however setting that up soon so I will cancel them at a later date. Also: I've not had any formal notices to date. Just a couple letters to say I'm behind by however much. Paying the £50 pw is generally not a problem for us as we do get paid from work on a weekly basis but that one missed payment snowballed into 3. It was IMO avoidable on our part but we live week for week and got caught offgaurd. I'm calling in on Monday to try and have them accept £50 and 1 weeks late fee (or the 3 late fees) and have the remaining 2 weeks added at the end of the contract. I feel peronally that's fair as we ain't missed before this situation and it clearly shows we want too honour our commitments. In your opinion do you think this is an opion they'd consider and if not what would be my next move? Baring in mind I cannot pay for 3weeks areas in one go. Many thanks for the info above nontheless as it makes me less scared about going too talk it over lol

Should point out actually.. I've had my items since the beginning of 2010 and not mid 2010 as I stated previously. Not sure if I've paid a third yet or not I'll have to calculate that but I do know it's been close to £1000 which makes it hard to 'give them up'

Thank's rebel I will take a long look through their information. Really just want to know where I stand with regards too losing my items if I can't aford the areas or whether I can renegotiate at a fair outcome ie: have my areas added on at the end of the current contract ect.

Hi. First time poster but long time peruser. I have a contract with brighthouse which I've had only since mid 2010. It involves a tv at table and a sofa of which the cost is £50 pw. I've never had trouble paying and I'm always on time. However, my partner whom works as a nurse via agency had a one week spell of no work hours at all due too thing outwith her control and subsequently missed a weeks payment. Then last week we had to miss another as an important energy and tax bill came and it was not viable to pay the areas so that's another £50 missed bringing the total too £100 but with late fees it now stands at £128 if memory serves me. They want me too pay it all off this week plus next weeks £50 but as I found myself in a slight hole this amount for us is not doable. I know they will want there goods back but I don't want them taken away as we have paid a good few hundred towards each item. Is there a way I can have them accept this coming weeks cash and extend the deal by a further 3 weeks so a too bring myself online with the original contract? Is this something they will actively encourage if I'm finding it hard to recover the situation o losing a weeks wage? What are my options? I really want to uphold my agreement because it's really my only sorce of credit at this time in my life. I just know I cannot pay what's required to mend it. I also have had them visit me on 2 occasions thus far and on average I've had 10-15 calls per day! I understand I signed up for this but surly I have some rights? So yes I don't want too lose my goods as for the cash I've outlayed so far I could actually have bought all 3 items elswhere but at the same time I know I won't be paying what's expected come Saturday It's quite amazing the bother you can get into over 1 missed payment yet seeing it snowball. Really need help here guys. Martin.