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About frances333

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  1. Thank you very much for your help. I am perfectly happy to pay it to a dca as I absolutely owe it, and I'm so relieved to hear that it will not affect my credit rating. Thank you again for your reply.
  2. I had been paying my TV licence on a weekly payment plan but fell behind due to income issues during lockdown. I owe them £112. I have offered to pay small weekly installments that I can afford in order to pay it off but they say it is not enough and may have to pass it on to debt collection. Can someone please tell me, if they do pass my debt to a dca, will this affect my credit rating? I'm not concerned about having to deal with a dca and know how to deal with them but I've worked hard to build up my credit score and am worried that this TV licence debt will ruin it if it is pass
  3. Thank you very much for your replies. I will check Noddle when my new report is generated. Maroondevo52 thank you so much for that! Knowing it has happened to other people too is very reassuring as I was convinced something bad had happened and your reply has put mind at rest. Thank you again.
  4. I am really sorry if I have posted this in the wrong place as I was not sure where to post this. I use Clearscore to check my credit report every month and up to now my financial account information has always been the same and shows Santander current account, Santander credit card and Lloyds current account (Lloyds in default which drops off in six months) Today my credit report states "one new current account added to your report" I have not opened another account and the report does not give any details at all as to what exactly this new account is. Can anyone tell me please
  5. I know I posted this some time ago and am really sorry for the late update. Just in case anyone ever reads this who find themselves in the same position. I sent them a letter explaining that this child was not known to me, had never lived at my address and gave them mine, my partners and my 21 year old sons name. They wrote back to me very quickly and said that sometimes people give false details and as there is no requirement for people to carry I.D, this can happen. They appologised and said that my address had been removed from this action (or words to that effect. Again tha
  6. Thank you. I learnt the hard way a few years ago that recording calls when you are in a dispute about something is Very important as a company etc can not go on to later deny something that was said when you have absolute proof. Again thank you both very much for your help. I will post back if I receive any more letters from TFL.
  7. I do have a son but he is grown up and is 21 years old. The address on the letter is completely correct including door number and post code. I have just posted the letter back to them and included a letter of my own in with it. Thank you for your reply and for removing my duplicate post.
  8. I am so sorry that my post has posted twice. I am on a mobile and do not know how to remove it. I'm really sorry.
  9. I do not have a scanner but will take a photo of the letter before I post it back. I did record the call. I have an app on my phone that records all my calls just in case I ever need to prove anything. The letter does not ask for my side of the story. The letter reads as follows :- Dear Parent/Guardian As your son/daughter was unable to show a valid ticket or other authority to travel, they were recently issued with a penalty fare notice under the Greater London Authority Act 1999. The details of this are shown above. (The top of the letter shows bus route, inspector badge
  10. Thank you very much for your reply. I will do that. I just hope that that will be enough for them. I live in a tower block that contains fifty flats and cannot help wondering if this child actually lives in my block and gave the correct block and street name but my door number. I feel like I want to knock on every door in the block to ask if they have a child of this name. I know that is probably a bad idea but I am so upset. Thanks again for your reply. By you saying that it is "TFLs problem not mine" that does make me feel a little bit better.
  11. Please can someone advise me what I should do. I received a letter from TFL addressed to the parent/guardian of a child who was caught on a bus without a ticket. This child is completely unknown to me though. I have telephoned IRCAS who told me to return the letter to them with "not known at this address" written on but lots of people who are genuine offenders must do that. There are three people (myself, my partner and our 21 year old son who live in our household and I can prove this easily but how am I supposed to prove that someone does not live at my addres
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