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DeaBea

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Everything posted by DeaBea

  1. No, as when I paid, I did not know about the fees so I only paid the council tax only. The summons came after I paid. No other fees have been paid.
  2. Thanks for the reply. Both posts have reassured my main concern surrounding DBS. When you mention about fees due, is this due to them sending the letter or only if I didn't pay and the hearing had to go ahead? It's just that the date I paid was the same date as on the court summons letter and the payment hit there account on the date the summons is deemed delivered. The council verbally said they would drop the charges, so I should be okay if they keep to their word. I suppose I was initially asking if that charge was valid as payment was received at the time the summons was deemed
  3. Cheers Craig. I prob answered some of my own questions but I got worried when in one sentence they say the case will be withdrawn but on the 13/2/2017 when my hearing takes place so this confused me. My main worry being the DBS as this would/could effect my job and current jobs if it was to appear; luckily it won't. I never disputed owing the money at any point. My problem was that my tenant did a runner without informing me. I had no idea he had vacated my house because during phone chats about my rent, he said he would pay as a matter of priority. Wh
  4. Hi, I recently rented out one of my properties and my tenant vacated without notice and eventually I gained access to the property once it was confirmed he did one on me. As he was on housing benefits, the council tax was paid by the DSS. However, on vacating, I took on the owed amount. In short, I received a letter from the council informing of the amount due (no specific payment date was noted) and a payment plan was annotated. However, this was contradicted as I missed a payment I was then not able to pay by D/D. The payment I missed was
  5. Hi, I recently rented out one of my properties and my tenant vacated without notice and eventually I gained access to the property once it was confirmed he did one on me. As he was on housing benefits, the council tax was paid by the DSS. However, on vacating, I took on the owed amount. In short, I received a letter from the council informing of the amount due (no specific payment date was noted) and a payment plan was annotated. However, this was contradicted as I missed a payment so I was then not able to pay by D/D. The payment I missed was a listed payment prior to the letter being
  6. Hi everyone and thanks for the feedback. In the past it was straightforward as I informed the relevant companies of my situation. The car was insured at the relevant address where kept and my paperwork was posted to my registered keeper address so back then all was simple and no grey areas. However, this time round I tried the same approach and they appeared to be fine on the phone so I went with it. But I later found out that they no longer post your insurance cover but email it only. As I want to be covered legally and have no come backs at a later date, I thought I would try and get so
  7. Hello everyone, I have a question regarding insurance cover. My reason for asking the question is due to me not wishing to be accused of fraud. My home address is in the North West of England and this is where my car is registered (log book). However, as I am in the Royal Navy I will be working and living (renting) for the majority of the year down in Portsmouth. As a result my car will pretty much be permanently located within the Naval base both day and night. I have therefore insured the car in the Portsmouth area and used the address of the Naval base for the insurance cover.
  8. Hi, Thanks. I will give it try. To be honest, I never thought of it. My dealings with Trading Standards was pretty much a case of them holding the cards close to their chest and not forthcoming with anything; but I will give it ago. What I have been provided with was that he used to work as a manager for JESSOPS in 2005 and stole alot of equipment. He was then selling this on E-bay and eventually got caught. Thanks for your help/feedback Dea
  9. Hi, Thanks for the reply. I was trying to obtain if the information I have been provided with (theft from jessops in 2005) is true. I want to believe it to be true but not sure if it is. I have reported it to ActionFraud but they have very little interest in it due to it being a small crime and the fact they have more important crimes to be dealing with. It is though action fraud is just a procedure to go through with but nothing ever comes of it. once again, thanks dea
  10. I have recently done business with a trader who has turned out not to be genuine. I have recently been informed that he was prosecuted back in 2005 for stealing from JESSOPS. I heard he did community service for his crime. Basically, how do I know if the information I have received is true? I have done searches on this on the internet but can't find anything. I have heard this from two people so I believe it to be true. Any help would be appreciated. Dea
  11. Kraken1, There is nothing ropey about the PM's. The person who I have been sending PM's to had some very useful information for me. The information was nothing to do with Advice and was intended for my eyes only. I resepect his wishes and reasons and as such I will not divulge it to the forum. However, I do thank everyone for there valuable time and advice as it has been of great help. The situation is now being resolved (slowly) as Paul Fisher Photography does not wish to go to court.
  12. Hi, I am still in the process of finding his current address. I believe I have the correct one; just require confirmation prior to submitting papers. However, if I was to go ahead with the small and obtain a judgment by default, would this put a CCJ against his credit record. If so this would make life difficult for him. Another point I have as raised by Ed999. His ex-partner helped build the business with him. They were together when payment was taken ( I have proof of this). Prior to Paul Fisher gaining his first studio, he used his ex's home address as his business address. A
  13. Ed999 I am seeking the costs of my weddingalbum plus interest and travel expenses. I have given thought to suing his ex partner but to be honest, I am not sure if I can. She informed me via e-mail that she helped start the business with Paul Fisher but she now claims that they have split up since. However, they where together at the time of my wedding. When she helped set up the business with Paul Fisher, they used her home address as the business address. This house is in her name only. When I paid Paul Fisher he hadhis own studio at the time. His ex partner informed me verbally t
  14. Ed999 I am seeking the costs of my wedding album plus interest and travel expenses. I have given thought to suing his ex partner but to be honest, I am not sure if I can. She informed me via e-mail that she helped start the business with Paul Fisher but she now claims that they have split up since. However, they where together at the time of my wedding. When she helped set up the business with Paul Fisher, they used her home address as the business address. This house is in her name only. When I paid Paul Fisher he hadhis own studio at the time. His ex partner informed me verbally
  15. Andy, Thanks for all the info. It has been of great help. Do you know what happens if Paul Fisher Photography does not defend himself? or If he does defend himself and is ordered to pay the fees but defaults on payment? In the real world, what would this mean to me? Regards Dea
  16. One other question I have. Does anyone know if the Court Summons envelope has any official marking on it indicating it has been sent from the courts. Just wondering as this may cause some concern to his parents when it arrives and may kick start the reality check of his failings. Hopefully he may pay up prior to going to court. Regards Dea
  17. Sorry, The problem I have is that I paid in full for our Wedding Album and he has not produced it. He keeps making promises but constantly fails to deliver. I have reported him to various authorities such as Trading Standards, Action Fraud and the Police. All have done very little to resolve the issue. Action Fraud have now noted the issue as fraud but to date have done nothing. Trading Standards sent him a letter to which he ignored. He is a one man business. However, his partner at the time helped build the business. She now claims they have split up and as such stated she has noth
  18. Thanks for information so far. Basically, when I booked and paid for my wedding album he had his own shop and website. Since then, he no longer runs from the shop and I was informed by his website provider that he failed to pay for the website services; hence his website no longer running. He claims to still be running an active business but will not provide any contact information other than his mobile number and e-mail address. He will not answer his mobile and rarely answers his e-mails. I have challenged him with regards to vetting his calls (all calls go to answer phone) and he has n
  19. I am after some advice please. Having paid in full some time ago for my Wedding Album, I am now looking at going to the Small Claims Court. I have been trying to resolve the issue amicably for a long time now. Paul Fisher Photography will not answer his phone when I contact him and very rarely answers my e-mails. When he does answer my e-mails, he never actually answers the points I have raised. He just simply makes a promise that he never keeps to. I have sent him various letters (Supply of goods 1982) to which he claims have been sent to the wrong address as he no longer lives their (I
  20. I have raised this with OFT and an e-mail has been sent to Heather Clayton. I am now awaiting feedback. I have also got Mazda UK involved and I am expecting feedback today. I have also been in contact with Consumer Direct which I have received positive feedback from. I have also sent a letter with regards to the "supply of goods & servicing act 1982". Arnold Clark has chosen to ignore this letter. This only builds on my case as the legal information I have received so far is as long as I have done or I am seen to be trying to resolve this matter, it may look favourable for me W
  21. [sVIEW][/sVIEW] MR CRAIG!!!!!!!!! You stated that you "will as always, be happy to help any AC customer with genuine problems". Why is it that you never get back to me or deal direct with me. You shrugg the problem off onto someone else. When asked to talk to direct, you answer via your customer service team is that it is not company policy to take phone calls. I have an email trail from you indicating that you was put out by receiving 3 e-mails from me and then asked your customer service team to sort it out. Why was that? The e-mail was intended for you to view and action but
  22. Sent my car in to be repaired by Arnold Clark only to have intially received it with at least a one inch gap between the bumper and bonnet. They also failed to spray the bumper correctly and missed various portions. The bumper also had chips on it. Foam was also falling out of my bumper. Initally Arnold Clark refused to rectify my problem and actually stated to me that "there is good news and bad news. The good news is that the car is road worthy and the bad news is that Arnold Clark can not do anything more to rectify the problem". I tried to contact the Servicing M
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