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rav692000

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Posts posted by rav692000

  1. Hi all,

     

    OK, so I admit it was a really bad move, but I took out a vanquis card :o(

     

    The fact is, my personal circumstances have now changed from when I took the card out.

     

    I saw a post on this site which I can't seem to find now asking for these details:

    Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

     

    Please note that I require disclosure of any personal data which you hold on me for the entire period of my dealings with you.

     

    The Subject Access is not limited to my transaction history and it is not limited merely to 6 Years of historical information.

    Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my banking business with you.

     

    If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

     

    I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties or charges which are invalid under the Unfair Terms in Consumer Contracts Regulations against me, then I shall be reclaiming them together with any interest charges which you have levied on them.

     

    As it is your wrongdoing and mishandling of my account which has created the necessity for this Subject Access Request, I shall also be reclaiming the enclosed £10 DPA subject access request fee.

     

    If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

     

    Yours faithfully, @font-face { font-family: "MS 明朝"; }@font-face { font-family: "MS 明朝"; }@font-face { font-family: "Cambria"; }@font-face { font-family: "Gill Sans"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: Cambria; }.MsoChpDefault { font-family: Cambria; }.MsoPapDefault { margin-bottom: 10pt; }div.WordSection1 { page: WordSection1; }

     

    which they have now sent me.

     

    it says that my "interest in the last 2 years" is £1246.91, when my credit limit is only £750.

     

    It seems like the more I pay Vanquis, the higher and higher the amounts on the statements get.

     

    Do I have a case to get the card written off with them? The card was taken out on 01/09/2005.

     

    I would appreciate any help guys! I'm freekin out!

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