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dingle29

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  1. I am disputing the fact that I have never received any paperwork regarding this and have never received any ccj paperwork.
  2. Also they have attached another person's court of appeal paperwork, has details of their whole case plus names and addresses.
  3. hi I have my court date this Wednesday 26th Feb at 10am with regards to applying to have the judgement set aside. Today I received copies after months of waiting from Dryden fairfax of all the letters regarding the debt that they apparently sent me. They have also sent me a copy of their witness statement and a copy of a credit agreement that I signed almost 7 years ago. I really do not know what I need to do with this as I have never received any of these letters from them in the past nor did I receive any CCJ paperwork. I feel I am stuck with this and with the court date being this Wednesday I am now feeling very apprehensive. Any advice and help would be greatly appreciated.
  4. Can anyone help? I have had all the paperwork returned from the court today re: set aside application. I have applied for a fee remission because I am on a low income. They have refused it because they need proof that I receive child benefit for my 2 children. I did provide all the evidence they asked for including 3 months worth of bank statements that shows my regular payments of Child Benefit. I have contacted the Child Benefit office today and they are going to send me an award letter , however they advised me that this can take up to 2 weeks and they cannot send them electronically. This concerns me as the clock is ticking with regards to the set aside . Any advice would be good . Thank you
  5. Its looking that way, its causing me alot of stress all this. Still havent heard from the courts yet re: set aside application.
  6. Hi, today I received a response from Lowell Portfolio regarding my CCA request. At the top of the letter they have listed 2 separate accounts numbers with shop direct. The letter then goes on to say that the account reference number which was provided on my letter does not refer to any account that they hold in my name. (The reference I put on my letter was the ref that Dryden Fairfax gave me. Seems strange that Lowell couldn't marry this up with any accounts they hold for me. The letter then asks me to confirm by return which account I require a copy of the agreement for so that this can be requested from the original creditor. Any advice would be appreciated. Thank you.
  7. hi thanks Here is my doc, there was no bar codes on it, I have edited pers info etc out of it. Hope you can read it.
  8. Do you think that I should apply for a set aside at this stage? And can the cost of this be reclaimed? is there help available for the cost of this?
  9. I have just spoken to the bailiff and told him of my intention to send the SAR tomorrow , he had no idea what a SAR was, I had to explain to him. He then went on to say it is all well and good trying to find out more information but I would be aswell fighting it in court and paying £80 to have the judgment set aside. He then said he needs to hear something by the end of the week. Any further help would be greatly appreciated thank you.
  10. hi hi thanks for replying I have had a look at my file. I originally took the cat out in November 2005. On my file there are 2 separate entries for Shop Direct. 1st one shows last payment was made April 2009 and is showing as settled on my credit file, the 2nd one is showing that last payment was made February 2008 and is showing as 0 balance. Then there are 2 entries made by Lowells, 1st showing an opening balance of £89 -default sum 11/03/2009, closing balance £234 and lifetime change £145, showing as defaulted in September 2010. 2nd entry is showing opening balance of £247, closing balance £518 and lifetime change £270. I havent sent a SAR, I will send one off tomorrow asap. I sent a CCA request on 25th October to Lowells but not sure I am going to get anywhere with that as I have heard nothing back yet. Previously been advised that the CCJ will overrule this. I got a copy of the -Judgement for claimant from Northants and it is showing an amount £438.62 plus £80 costs totaling £518.62. Do you think I should call bailiff and tell him I am sending a SAR off?
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