If I have had charges on the Egg card that is now with Cabot am I able to claim them back from them? Do I claim from Cabot or Egg?

I actually claimed back charges from my old Barclays current account a few yrs back and got over £800 from them, I think I held off on my CC's as I literally accepted the offer from Barclays as it was all going to court ETC and they weren't as easy to pursue anymore

I have all my statements from MBNA for sure - do you think its worth trying to claim any charges?

I did have such charges when I was using the accounts but since moving to a DMP I haven't missed any payments and in 2.5yrs I have a couple of times called CCCS to reduce the payments for 1 month and Cabot and MBNA have been advised of this, but this has only happened 2 or 3 times, and only once since Cabot took on the debt.

Hi I currently have debts with Cabot (from Egg) and MBNA (virgin CC) being paid back through a DMP with CCCS. In the last 2/3yrs I have paid back £5000 and have the following left: MBNA £2815.09 Cabot £793.55 I have only just learnt about FFS's and although I have next to nothing to offer, I read they sometimes accept as little as 20% so could possibly look to clear the Cabot debt with around £160. Do I have to offer MBNA anything? Is this worth doing? Is there anything I should know apart from the usual keep copies of letters, ensuring they mark the debt as cleared etc? Is there any alternatives I could try to get rid of some of this debt!? Many many thanks!