Please can anyone help? I can't see how to post a new thread as I am a new member. I have today received an Interim charging order from Restons regarding a credit card debt from MBNA of my husbands. this is the first I knew about him even having a credit card let alone racking up a £6k debt. I have no idea what all this means and if there is anything i can do about it. My husband has been made redundant twice in the last 2 years and we are struggling financially as it is. Having spoken to him it seems he wrote to MBNA early 2010 asking for a copy of his cca agreement and enclosed a £1 fee and despite several more requests he has never had any acknowledge from them and not received the agreement as requested. Since then he has just hid his head in the sand, hoping I'd never found out- until today. What can I do and how can they turn an unsecured debt of my husbands into a secured debt in both our names. I have until 31st Jan before it goes to Norwich County Court