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dazzabambra

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Everything posted by dazzabambra

  1. i know i made a right pigs ear of this one . ah well lesson learned ive claimed back over £16,000 in bank charges ppl and the like over the last 9 years suppose it had to go wrong on one of them in retrospect they would probably taken it all to pay for loans ive defaulted on anyway:oops: ill stick to my motto written on the top of my monitor "dont let the b"£^*&rds grind u down" ill go forward with a smile still would have been nice ....... .........i might just fire off a lba you never know!!!!!!!!!!!!!
  2. hi ive just had a final decision letter from fos rejecting my claim from ll oyds for ppi i paid on a card i got in 2001. the adjudicator rejected it so it went to tthe ombudsman- same result it took them from oct 2012 to sept 2014 to come to this decision!!! question is were do i go (if anywere ) from here i thought ihad a good case,obviously not.
  3. any more news on this ? ive just had a credit card with lloyds ppi claim refused by fos , first claimed from lloyds 10/12 been with the fos since late 2012. do you think ill be able to get lloyds to look at it again and whats the best way of going about this
  4. i know what you mean brat if i had the choice again i certainly wouldnt tell them anything
  5. the consultants minion promised me a letter and ive booked a private medical
  6. just to add the hospital say they sent the report in november .why would the dvla take another 4 months to revoke my licence?I think the report was never sent and the dvla got sick ov waiting
  7. hi i need some advice: ive had parkinsons for 13 years now and have been on a 3 year renewal on my driving licence.Last july i sent off my renewal as usual and heard nothing but 3 letters over the next 8 months saying they were dealing with and i could continue driving.Then last week i got a letter saying they had revoked my licence on medical grounds. I rang the dvla and they say it was revoked because of a report they received from my consultant,i asked for a copy and they said i have t write in (ive done this).I also made an appointment to see my consultant who hasnt seen me for ten ye
  8. needles to say ive put the other four in the hands of the fos fingers crossed
  9. ive put 5 ppi claims in to them and received their final decision on 4 of them all identical letters. i responded and received another 4 identical letters one of them even had captions for the writer to put their reasons it read .we cannot uphold your claim for the following reasons (operator type reasons here), they are just blantantly just rejecting every claim. as for the fifth claim i got a letter today saying they have upheld my claim !!!! unfortunately they dont owe me anything as i cancelled the ppi within 2 weeks !!! funny that eh?
  10. hi. ineed some advice on a ppi claim i had 2 loans with lloyds bank 1. for £11959 taken out in 2006 defaulted 2009 still oustanding 2 for £7459 taken out in 2005 settled 2006 as far as i know they both had ppi lloyds havent hastled me about the 1 st loan alhough i is still outstanding what i want to know is it worth trying to claim the ppi on both or leave well enough alone and if i claim and am ssucsessfull will lloyds take any payment to settle the first loan. on the fisrt loan lloyds refused to pay the ppi insurance when i claimed as id left it longer than 1
  11. ps its very trrue what they say ,ignore an dca and face the consequences ..........they take a huff and go away
  12. hi just thought id update you all . bout two months ago i sent a letter to each creditor asking them to write off the dept to ,y supprise no response from any of them !! and its all gone quiet, no letters ,phone calls nothing i havent even had a dca contact me ! what do yu think? leave best allone or contact them ?
  13. dlc and moorcroft idiots.can youpay £11,000 by debit card today !!!!!! i said ill just get my card lol
  14. danny u want to get you head out of your ar£$ and wake up to the reality that normal people face every day. u have obviously led a sheltered life and havent a clue what its liketo live on the bare minimum ,sstruggling to pay bills, feed the children,and wonder were its all gona end or where the next pennies are comming from.never mind becoming a bank chairman why not go one better and become an mp then you can screw us all every which way and bail your m8s the banks out
  15. well done ive just got all mine back its great to open up the website and seeall that money have a very happy christmas
  16. no no ivestments message me your e maiil and ill send you copy letters
  17. i claimed under the hardship rules and no i didnt send a cag letter i just told the truth that they had took x ammount and that had left me skint.
  18. just thought id say well doe a&l three weeks ago after having over £1200 in bank charges taken by them in the last year i wrote to a&l requesting a refund of £395 two weeks later they put it back in my account !!!result:p feeling on a roll i sent a thank you letter and pointed out that they also owed me £900 in backdated and future charges expecting nothing.... two days later £900 in charges repaid . if only every bank was so accomodating !!
  19. hi sorry to tag on here but i cant find the new thread starter ! i have loan with lloyds bank i requested a copy of the cca on 20th july 09 using a template of this site enclosing my £1.00 cheque . my cheque was cashed but i heard nothing on the 11th august i sent a second letter template from this site entitled account in dispute,i have today ,28th august 09 ,received a letter from lloyds containing a copy of a form titled FIXED LoaN AGREEMENT REGULATED BY THE CONSU,ER CREDIT ACT 1974 .can anyone tell me if this form is legal and what it should contain ( i may be able to post a copy on
  20. the people trying to get me into an iva are BACK TO BLACK AND CREDIT FIX. ive told themn that i wont be going ahead with the iva and they offered help with the bankrupcy , ive just had a call from them saying that the bankrupcy would cost me £500 and the chearge for their help would be another £500 !! they also said that when the b/c goes through the court woukd probably look at my income and make an order that i pay about £200 a month to my creditors for three years so its very similar to an iva,they also said that my bank account would be frozen and i would have to apply to the receicver to
  21. companies are lloyds bank,and black horse all money grabbing ba*****rds can you give me the names of charities who may help
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