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lasek22uk

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lasek22uk last won the day on August 3 2016

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About lasek22uk

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  1. yes, but when I wrote to CFO I was told Harrisons (Harrisons - Business Recovery and Insolvency) are now in charge as CFO lending is now closed. Harrisons said to me speak with MMF...
  2. no, it ended up in MMF and FOB complaint dept and they reply was: From MMF: We understand your concern to be that you feel CFO Lending did not carry out sufficient checks and were irresponsible in approving your loans. Prior to any loan being issued, CFO Lending required potential customers to provide the following data at point of application; employment status & job title, income, household & financial expenditure and tenure. This information was inputted via an online form. Based on this information, we are comfortable that affordability was sought by CFO Lending.
  3. Hey Bazooka Boo, this was done I believe. Letter was posted by Royal Mail to FCA.
  4. Dear all, I have received this from my friend : Good afternoon Further to our previous emails regarding the statute barred status for this account: Lowell Ref xxxxxx I can now confirm that following a review, the decision has been taken to close your account and we will not be contacting you again regarding this matter. Kind regards Lowell Agent __________________________________________________________ Many thanks to all again.. :)
  5. hi and sorry ericsbrother! i read your post. just confused now. hopefuly my friend wont go to the court..
  6. thanks, oh so what action need to take then? or shall wait and see what they reply with?
  7. Hi Andy, No problem. DCA is just saying at the moment that the default date for this account is 1st January 2012 then the account is not statute barred. According to credit report that was ran by friend of mine the last successful payment was in July 2011. Then August 2011 - 1st missed payment, September 2011 - 2nd missed payment, October 2011 - 3rd missed payment, November 2011 4th missed payment, December 5th missed payment, January 2012 - defaulted thanks for help, we will report them as well to FCA as per dx100uk suggestion
  8. Hi Andy, 2011 July was last payment 2012 Jan default date was recorded
  9. thanks dx100uk, I guess Lowell is an expert in legislation
  10. thanks dx100uk Lowells so replied to email and I have a copy of their response: Good morning, Please be aware that the statute barred timescale commences from the most recent of the following events: the default date, the date of the last payment or the date of any judgement on the account. As the default date for this account is 1st January 2012 then the account is not statute barred. As previously advised, your account is under review and we will be in contact again in due course. Lowell agent
  11. hi ericsbrother so consequences can be that thy will still issue CCJ for my friend? sorry im lost here now
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