Thanks Tingy - I had always presumed it came from the Government - ie out of Tax Payers money but am now wondering if the Government have borrowed the funds to pay for them? It looks as if they do borrow from an article in the Times back in 2009. I can't post the link as I haven't done enough posts yet - the site is saying "To be able to post links or images your post count must be 20 or greater. You currently have 6 posts. Please remove links from your message, then you will be able to submit your post." but I googled "uk governemt borrowing student loan funds" and the Times article came up on Page 1. I will do a little research into it and see what I can come up with. It may take me till over the weekend to get back to you on it, I hope you don't mind waiting? EllyColly

Thanks DX! I promise I will stay off the phone! I am truly thankful for the advice and it has occurred to me that I might beable to help others on here re legal matters concerning child custody/access due to my experience at the High Court with my son. So I will have a look at theother threads to see if I can pay back some of the kindness that has been shown to me here by helping out where I can. EllyColly

I have not had the letter yet so I don't know which Court Link Financial will use Tingy. As soon as I receive it I will post it on this thread. Thanks for your help and advice, it's much appreciated. EllyColly

Thanks Tingy! I have every intention of attending as it's the only way my voice will ever get heard - Link seem to be deaf as well as dumb. I think I can ask for the Hearing to be moved to a local court so I can attend. I hope so. EllyColly

Thanks for your replies Count Orlok and Tingy! The CCJ was for the Student Loan. I started to pay in 2004 but have made no contact since (burried head in sand) and heard nothing about it since. No nasty letters or bailiffs. Then I got a phone call out of the blue from Link last week who said they had bought the debt from Student Loans and wanted the payment in full. Eeek! They rang again today and said they were passing my file on to an Account Manager and I would hear from them in writing in 14 days time. I am wondering if they will reapply to Court. I have not put anything in writing and am wondering what to do. I am worried about them getting another CCJ against me and having to pay a daft sum of money to them! I can't afford diddly as I am on Benefits and struggling as it is!!! EllyColly

A big thank you Jimbo, Bazooka Boo and dx! I really appreciate your quick response and answers to help my situation . I started my degree pre 1998. There was a Court Judgement made against me in 2000 and I have a letter from Student Loans saying that my repayments were scheduled to be paid in full by March 2004 - and that there is still an outstanding balance on my account. I set up a DD of £20 a month to them in 2004 but didn't manage to pay for long and ended up closing my bank account - I have stupidly managed to lose the paperwork whilst moving several times when I lost my house after my husband's death. I have no assets or other income than Income Support, Child Benefit and Child Tax Credits - the Child Support and Child Tax Credits will stop when my boy leaves school next year. How do I find out if the debt is Statute Barred? I have seen something called a SAR which I could send Link Financial . . . should I do this and see what records they have? Can they just take me to court and can I go to court to represent my case? I hope to start work again and climb out of this mess once my boy is at college - he has suffered due to the snatch - emotionally, physically and has gained a stammer - subsequently he has needed quite a lot of support. It has taken a long time but he is happier and more secure now. I was a mature student when I took my degree and hoped to go on to teach - I always worked before going to university and want so much to get back to it! Thank you again for your help - you have restored my faith in human nature! EllyColly

Hello everyone - I am a newbie to forums and apologise in advance if I am doing this incorrectly. I am really hoping someone can help me as I am worried stiff. I have had Link Financial on the telephone twice and have now received a letter from them demanding full payment of my Student Loan. I do not know what to do. I took out a Student Loan in my last year of university (1998) and never deferred it as my husband comitted suicide that year and my only child was snatched to the Middle East by his father (my first husband). I had a nervous breakdown. I fought successfully in the High Court for 3 years for my son's return and we are now settled with my parents. I am just about finding my feet but am on Income Support. Students Loans got in touch around 4 years ago and I was told it was too late to start deferring it and despite being on Income Support. So I started to pay £20 a month and then defaulted. Link Financial say their Accoutn Manager will look at the debt I owe and write to me in 14 days. The debt is around £6500. They have also said that interest is accruing and that they will not accept a small payment per month as it will not cover the interest which is around £21 a month apparently. I would be really grateful for any advice